ZIP 49729 Foreclosure, Tax-Lien & Distress Report

ZIP 49729's composite property-distress score is 15/100 - DLRadar classes that as low for Antrim County, Michigan. The latent-versus-live split is 32/100 structural and 2/100 already moving. The sharpest non-environmental signals are construction/permit lag (47/100), structural risk (32/100), institutional ownership (29/100). On the quiet end sit institutional ownership (29/100) and mortgage stress (8/100).

The market reads expansion — home values rose 5.5% year on year, and 42% higher over three years (phase confidence 32/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

There are about 974 housing units across 49729. 5.6% of residents fall below the poverty threshold. About 25% have a four-year degree. Around 5% of renters are cost-burdened. The demographic-stress sub-score lands at 22/100. The typical home is worth about $243,200 (2.5× income, relatively affordable). The tenure split is 89% owner-occupied to 11% rented. Vacancy runs 36.9%, above the national norm and a classic distress-and-opportunity signal. At $78,365, median income runs near typical U.S. levels. 1,435 residents call 49729 home, typically aged 45.

On the whole, 49729 leans distressed, with opportunity clustered in specific stressed parcels. While 49729 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 49729 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 15/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 49729 shows blanks, not estimates, wherever the record is sparse.

Each component behind 49729 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 15/100 roll-up. For an operator, 49729 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.