Charlevoix County, MI: Foreclosures, Tax Liens & Distressed Properties

For Charlevoix County, Michigan, DLRadar turns county and parcel public records into a single distress score per ZIP. County-level credit and bank headwind reads 31/100. Across its ZIPs, composite distress spans 10 to 17 out of 100. Coverage runs to 10 ZIPs across Charlevoix County, a low 15/100 average.

The expansion-phase county posted home values that rose 5.5% over twelve months, a 32/100-confidence read. Even as prices climb, the laggards keep building even as the headline looks strong.

At +5.5% YoY (32/100 confidence), stressed pockets remain where the scoring still flags pressure. A contained 31/100 bank headwind points the search to tax, code and ownership-change cases over REO.

The most-distressed ZIP codes in Charlevoix County are 49770 (17/100), 49712 (15/100), 49713 (15/100), 49720 (15/100), 49727 (15/100), 49729 (15/100), each with its own full DLRadar report. Also scored across the county: 49782, 49796, 49730, 49795.

On the housing-and-income side, the ZIPs DLRadar tracks across Charlevoix County run a 35.2% vacancy rate, a 8.7% poverty rate, home values averaging roughly $267,370, below the US, an owner-occupied share of 84%, a median household income near $76,208 (near the US norm), a median age of 48.5. Taken together, they set up the depth of motivated supply and the pace of resale.

All in at 15/100 over 10 ZIPs, Charlevoix County is a screen-by-ZIP market — work it parcel by parcel. Unlock Charlevoix County to see every parcel's owner, APN and address, score, bank exposure and an exit-velocity estimate.

The distress read for Charlevoix County, Michigan is refreshed as new public records post and uses the same methodology coast to coast, so Charlevoix County stays directly comparable to any other market you track.

The point of scoring Charlevoix County, Michigan is to narrow it — the high-composite ZIPs carry the distress, and everything below them rarely repays the outreach cost. Every Charlevoix County signal ties to a named public source, and where the record is sparse DLRadar shows nothing instead of guessing.

At the ZIP level, the sharpest readings in Charlevoix County are 49770 (17/100), 49712 (15/100), 49713 (15/100), 49720 (15/100), 49727 (15/100), 49729 (15/100). DLRadar also scores 49782, 49796, 49730, 49795 across the county. Each code carries its own composite built from that ZIP's foreclosure, mortgage, tax-lien and lender signals, so two neighboring ZIPs can diverge sharply even inside one county.

The Charlevoix County score is not a single measure but a composite: foreclosure activity, mortgage and tax-lien stress, and local lender headwind each feed it, which is why understanding the components matters as much as the headline number.