Grand Traverse County, MI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Grand Traverse County, MI distress report, 2026: 11 ZIPs scored in Grand Traverse, MI, Grand Traverse, MI average 25/100; the top Grand Traverse, MI ZIP is 49637 at 30/100; Grand Traverse, MI market phase peak, Grand Traverse, MI prices +3.1% year over year.
- Grand Traverse, MI ranks #1,302 nationally (opportunity index); Grand Traverse, MI #45 in Michigan; Grand Traverse, MI index 30.1.
- Grand Traverse, MI: no CFPB county sample; Grand Traverse, MI metro area reading 0.2%.
- Grand Traverse, MI ZIP phases: 11 peak.
- Grand Traverse, MI residential listings tracked: 25 across 7 ZIPs; Grand Traverse, MI candidate listings 10.
- Grand Traverse, MI HUD assisted properties: 3 with 202 units.
- Grand Traverse, MI lenders on watch: 8; largest Grand Traverse, MI footprint Independent Bank (3 branches).
- Grand Traverse, MI most distressed ZIP: 49637 at 30/100.
Grand Traverse, MI figures: DLRadar distress index; Grand Traverse, MI inputs: CFPB, FHFA, HUD, FDIC; Grand Traverse, MI rebuilt as sources refresh.
| Rank | Grand Traverse, MI ZIP | Score |
|---|---|---|
| 1 | 49637 | 30/100 |
| 2 | 49685 | 30/100 |
| 3 | 49686 | 30/100 |
| 4 | 49696 | 30/100 |
| 5 | 49649 | 29/100 |
| 6 | 49620 | 27/100 |
| 7 | 49690 | 27/100 |
| 8 | 49643 | 22/100 |
| 9 | 49684 | 20/100 |
| 10 | 49633 | 19/100 |
| 11 | 49683 | 15/100 |
Most distressed Grand Traverse, MI ZIPs (0-100, 2026)
Mortgage delinquency around Grand Traverse, MI
No CFPB county sample covers Grand Traverse, MI; the metro area reading for Grand Traverse, MI (Traverse City, MI): 0.2% ninety-plus; Grand Traverse, MI area thirty-to-eighty-nine 1.9% (December 2025, Grand Traverse, MI); Michigan overall 0.9%.
Opportunity index: Grand Traverse, MI
Grand Traverse, MI index 30.1, Grand Traverse, MI phase early_signal; Grand Traverse, MI primary driver vacancy, Grand Traverse, MI second driver construction. Grand Traverse, MI components: property stress 21.1, foreclosure pressure 20.1, listing discounts 24.2, bank stress 54.1, insurance 0.0; Grand Traverse, MI pulse 34.8; Grand Traverse, MI capital opportunity 23.1; Grand Traverse, MI seven-day change +0.3%.
ZIP market phases inside Grand Traverse, MI
11 Grand Traverse, MI ZIPs carry a price-cycle phase; Grand Traverse, MI ZIPs by phase (Grand Traverse, MI), deepest drawdown first: peak, +3.6% YoY (Grand Traverse, MI): 49620; peak, +3.2% YoY (Grand Traverse, MI): 49633, 49649; peak, +3.1% YoY (Grand Traverse, MI): 49637, 49643, 49684, 49685, Grand Traverse, MI 49686, 49696; peak, +3.7% YoY (Grand Traverse, MI): 49683; peak, +3.3% YoY (Grand Traverse, MI): 49690.
Residential listings by Grand Traverse, MI ZIP
Grand Traverse, MI ZIPs with the most tracked Grand Traverse, MI residential listings: 49685 7 listings, 0 candidates, bank pressure 63; 49686 7 listings, 1 candidates, bank pressure 63; 49620 6 listings, 5 candidates, bank pressure 61; 49649 2 listings, 2 candidates, bank pressure 61 (Grand Traverse, MI); 49690 2 listings, 2 candidates, bank pressure 61; 49637 1 listings, 0 candidates, bank pressure 63; 49696 0 listings, 0 candidates, bank pressure 63. Grand Traverse, MI totals: 25 listings; Grand Traverse, MI candidates 10; active ZIPs 2.
HUD assisted housing in Grand Traverse, MI
3 assisted properties with 202 units sit in Grand Traverse, MI; largest Grand Traverse, MI properties: Village Glen (Traverse City) 120 units; Bay Hill Apartments (Traverse City) 72 units; Grand Traverse Community Living Apartments (Traverse City) 10 units, 9 assisted in Grand Traverse, MI.
Lenders with branches in Grand Traverse, MI
Grand Traverse, MI lenders by branch count: Independent Bank (Grand Traverse, MI): stress 67, 3 branches low in Grand Traverse, MI; State Savings Bank (Grand Traverse, MI): stress 88, 2 branches low in Grand Traverse, MI; Honor Bank (Grand Traverse, MI): stress 66, 2 branches low in Grand Traverse, MI; West Shore Bank (Grand Traverse, MI): stress 76, 1 branch low in Grand Traverse, MI; First State Bank Of Michigan (Grand Traverse, MI): stress 65, 1 branch low in Grand Traverse, MI; First Community Bank (Grand Traverse, MI): stress 53, 1 branch low in Grand Traverse, MI; Mercantile Bank (Grand Traverse, MI): stress 52, 1 branch low in Grand Traverse, MI; First Nb Of America (Grand Traverse, MI): stress 46, 1 branch low in Grand Traverse, MI.
Vacancy and permits, Grand Traverse, MI
6,716 of 47,003 Grand Traverse, MI housing units are vacant; Grand Traverse, MI permits, twelve months: 165 multifamily units in Grand Traverse, MI, 469 one-to-four unit units.
Work Grand Traverse, MI at the parcel level
Every Grand Traverse, MI parcel carries owner and address; every Grand Traverse, MI parcel carries APN; Grand Traverse, MI distress scores sit on the Grand Traverse, MI live board.
Grand Traverse, MI figures refresh with each source.
Grand Traverse, MI questions
Most distressed ZIP code in Grand Traverse County, MI?
ZIP 49637 leads Grand Traverse, MI at 30/100; next in Grand Traverse, MI: 49685 at 30/100; the Grand Traverse, MI average is 25/100.
Where does Grand Traverse County, MI rank for investment opportunity?
Grand Traverse, MI is #1,302 among all ranked counties, #45 in Michigan; the Grand Traverse, MI driver is vacancy; Grand Traverse, MI moved down 139 places.
How many mortgages are delinquent in Grand Traverse County, MI?
Grand Traverse, MI takes the metro area reading of 0.2% for December 2025; no CFPB county sample covers Grand Traverse, MI.
Which banks lend in Grand Traverse County, MI?
8 watched lenders hold Grand Traverse, MI branches; the largest Grand Traverse, MI footprints are Independent Bank (3), State Savings Bank (2), Honor Bank (2).
More on Grand Traverse, MI
Grand Traverse County, MI distress report: public-record figures for Grand Traverse, MI; not legal advice for Grand Traverse, MI; not tax or investment advice; verify every Grand Traverse, MI record before acting.