Grand Traverse County, MI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Grand Traverse County, Michigan? DLRadar grades every Grand Traverse County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 28/100. Here is the 2026 Grand Traverse County breakdown.
- Grand Traverse County's most distressed ZIP is 49637 at 28/100.
- 11 ZIP codes tracked in Grand Traverse County, averaging 24/100 distress.
- Grand Traverse County reads peak — home values up 3.1% year over year.
- Vacancy runs 21.4% across Grand Traverse County's tracked ZIPs, with a 9.5% poverty rate.
- The typical Grand Traverse County home is worth about $287,245 against a ~$79,345 median income.
- Lending headwind in Grand Traverse County sits at 49/100 — a forward read on distressed supply.
Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 49637 | 28/100 |
| 2 | 49685 | 28/100 |
| 3 | 49686 | 28/100 |
| 4 | 49696 | 28/100 |
| 5 | 49649 | 27/100 |
| 6 | 49620 | 25/100 |
| 7 | 49690 | 25/100 |
| 8 | 49643 | 20/100 |
| 9 | 49684 | 19/100 |
| 10 | 49633 | 18/100 |
| 11 | 49683 | 14/100 |
Most distressed ZIP codes in Grand Traverse County (composite distress 0-100, 2026)
What is driving Grand Traverse County distress
The Grand Traverse County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 24/100 ZIP average. No proprietary or modelled inputs enter the score.
Grand Traverse County market phase and pricing
DLRadar places Grand Traverse County in peak; prices moved up 3.1% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Grand Traverse County
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Frequently asked questions
What is the most distressed ZIP code in Grand Traverse County, MI?
ZIP 49637 leads Grand Traverse County at 28/100, recomputed monthly from public records.
What market phase is Grand Traverse County in?
Phase for Grand Traverse County: peak, tracking a 3.1% gain year over year, read off the FHFA index.
What are the sources behind these Grand Traverse County numbers?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 11 Grand Traverse County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Grand Traverse County ZIP codes?
The county figure is a blend, not a description. Across the Grand Traverse County ZIPs DLRadar ranks, scores run from 28/100 in 49637 down to 14/100 in 49683, against a Grand Traverse County average of 24/100. Because the gap runs to 14 points, Grand Traverse County rewards ZIP-level precision.
What do Grand Traverse County home values and vacancy say about distressed supply?
The typical Grand Traverse County home carries about $287,245 of value against a median household income near $79,345. Vacancy across Grand Traverse County's tracked ZIPs runs 21.4% and the poverty rate is 9.5%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Grand Traverse County's foreclosure and tax-lien filings and its 49/100 lending headwind.
Related
Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.