Grand Traverse County, MI: Home-Insurance Distress & Forced-Sale Pressure
Grand Traverse County, MI: 66/100 (elevated) home-insurance distress; Grand Traverse, MI band MEDIUM; Grand Traverse, MI #730 of 3,222 counties; Grand Traverse, MI #3 of 83 in Michigan.
FEMA hazard, Grand Traverse, MI: 52/100; Grand Traverse, MI declarations, three years: 2; Grand Traverse, MI perils: 2 flood; hazard-weighted, Grand Traverse, MI: 4.0.
Declared incidents on the Grand Traverse, MI record: 2026 Flood 3 (Grand Traverse, MI).
NFIP claims, Grand Traverse, MI, three years: 15; Grand Traverse, MI payouts $703,853; per Grand Traverse, MI claim $46,924; Grand Traverse, MI claim-stress 88/100.
Grand Traverse, MI monthly score rose, 26 (March 2026) to 71 (October 2026); Grand Traverse, MI by month: March 26, April 26, May 26, June 26 (Grand Traverse, MI), July 63, August 62, September 63, October 71.
Grand Traverse, MI components: climate 60, NFIP claims 88; Grand Traverse, MI retreat index 71.
Construction distress, Grand Traverse, MI: 68/100 as of August 2026 (Grand Traverse, MI: 44/100 one-to-four unit, 99/100 multifamily).
Grand Traverse, MI ZIPs, June 2026 (Grand Traverse, MI, 11 highest): score 0 (Grand Traverse, MI), climate 69 (Grand Traverse, MI): 49637, 49685, 49686, 49696; score 0 (Grand Traverse, MI), climate 66 (Grand Traverse, MI): 49649; score 0 (Grand Traverse, MI), climate 59 (Grand Traverse, MI): 49690; score 0 (Grand Traverse, MI), climate 55 (Grand Traverse, MI): 49684; score 0 (Grand Traverse, MI), climate 52 (Grand Traverse, MI): 49620; score 0 (Grand Traverse, MI), climate 43 (Grand Traverse, MI): 49643; score 0 (Grand Traverse, MI), climate 30 (Grand Traverse, MI): 49633; score 0 (Grand Traverse, MI), climate 28 (Grand Traverse, MI): 49683.
DLRadar rescores Grand Traverse, MI monthly; Grand Traverse, MI readings join Grand Traverse, MI foreclosure, lien and ownership parcels (Grand Traverse, MI), so cost-squeezed Grand Traverse, MI owners surface before listing.
Inside Michigan, Grand Traverse County ranks 3rd of 83 counties for home-insurance distress at 66/100; Newaygo County (68/100) sits just above Grand Traverse County, and Wexford County (66/100) sits just below Grand Traverse County.
Deterministic. Every Grand Traverse County, MI signal traces to a public Grand Traverse dataset (FEMA, NFIP, Census for Grand Traverse, MI) · how insurance distress works in Grand Traverse, MI · methodology
FAQ: Grand Traverse County, MI insurance distress
What is the Grand Traverse County, MI home-insurance-distress score?
Grand Traverse, MI: 66/100 (MEDIUM), #730 of 3,222, #3 in Michigan. FEMA hazard, Grand Traverse, MI: 52/100; NFIP stress, Grand Traverse, MI: 88/100; construction, Grand Traverse, MI: 68/100; Grand Traverse, MI rescores monthly.
Is Grand Traverse County insurance distress getting better or worse (MI)?
Grand Traverse, MI: 26 in March 2026; Grand Traverse, MI: 71 in October 2026 (worse); Grand Traverse, MI climate component 60; Grand Traverse, MI NFIP claims score 88.
How many flood-insurance claims has Grand Traverse County, MI had?
Grand Traverse, MI: 15 NFIP claims, three years; Grand Traverse, MI paid $703,853; per Grand Traverse, MI claim $46,924; carriers reprice Grand Traverse, MI against that record.
Which Grand Traverse County ZIP codes carry the most insurance distress (MI)?
Grand Traverse, MI, June 2026: 49637 at 0, 49685 at 0, 49686 at 0, 49696 at 0; Grand Traverse, MI climate scores there: 69, 69, 69, 69.
Why does Grand Traverse, MI insurance distress create sellers?
A Grand Traverse, MI premium outruns the Grand Traverse, MI budget; a carrier leaves Grand Traverse, MI; Grand Traverse, MI carrying cost passes plan; Grand Traverse, MI owners sell while current; Grand Traverse, MI insurance distress leads Grand Traverse, MI foreclosure data.