ZIP 49682 Property Distress & Foreclosure Data

Composite property distress in 49682 (Leelanau County, Michigan) lands at 15/100 — low on DLRadar's public-record scoring. The latent-versus-live split is 33/100 structural and 3/100 already moving. The sharpest non-environmental signals are construction/permit lag (71/100), structural risk (33/100), mortgage stress (9/100). By contrast, mortgage stress (9/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 7.0% year on year, and 26% higher over three years (phase confidence 35/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $89,688, median income runs above typical U.S. levels. The poverty rate is 6.8% — low. The typical home is worth about $396,500 (4.1× income). 87% of housing is owner-occupied. Around 34% of renters are cost-burdened. Around 42% of adults hold a bachelor's degree or higher. The ZIP holds roughly 2,593 housing units. About 4,528 people live here, median age 54. The demographic-stress sub-score lands at 29/100. The vacancy rate is 27.4% — elevated.

Net-net, 49682 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

15/100
Composite stress
33/100
Structural risk
3/100
Distress activity

Distress signal breakdown — ZIP 49682

Foreclosure activity0
Mortgage stress9
Climate / FEMA risk50
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Leelanau County

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