ZIP 49636 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 49636 (Leelanau County, Michigan) lands at 14/100 — minimal on DLRadar's public-record scoring. The pressure is most legible in construction/permit lag (66/100), structural risk (32/100), mortgage stress (9/100). On the quiet end sit mortgage stress (9/100) and institutional ownership (3/100). The latent-versus-live split is 32/100 structural and 3/100 already moving.

The market reads peak — home values rose 3.1% year on year, and 20% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 94% of homes, renters 6%. DLRadar's demographic-stress index for the area reads 48/100. The typical home is worth about $741,900 (6.9× income). At $108,333, median income runs above typical U.S. levels. The vacancy rate is 76.0% — elevated. The ZIP holds roughly 1,296 housing units. About 634 people live here, median age 68. Rent burden reaches 100% of tenant households. 3.6% of residents fall below the poverty threshold. About 65% have a four-year degree.

On the whole, 49636 leans distressed, with opportunity clustered in specific stressed parcels. 49636 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 49636's 14/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 49636, the field stays empty rather than modeled, and fills in as new documents post.

The 14/100 for 49636 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 49636 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.