ZIP 49621 Foreclosure, Tax-Lien & Distress Report

In Leelanau County, Michigan, ZIP 49621 scores 15 of 100 for composite distress, a low level on DLRadar's distress index. Its standout signals are construction/permit lag (59/100), structural risk (33/100), mortgage stress (9/100). By contrast, mortgage stress (9/100) and institutional ownership (5/100) register low. Structurally it carries 33/100, against 3/100 of stress already in motion.

Prices here sit in a peak phase: values rose 3.1% over the trailing year, and 33% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 2,003 housing units across 49621. The poverty rate is 7.3% — low. 90% of housing is owner-occupied. Around 43% of adults hold a bachelor's degree or higher. The vacancy rate is 29.6% — elevated. Rent burden reaches 24% of tenant households. The typical home is worth about $396,600 (3.7× income, relatively affordable). On demographic stress specifically, 49621 scores 26/100. 3,701 residents call 49621 home, typically aged 45. Households earn a median $92,794 — above the roughly $78,000 national figure.

On the whole, 49621 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 49621 at the moment; the composite and its components are still built from verifiable records.

Because one deterministic model scores every ZIP, 49621's 15/100 can be lined up against any neighbor in Leelanau County, Michigan or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed as records update; 49621 shows blanks, not estimates, wherever the record is sparse.

49621's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 49621 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.