ZIP 49653 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 49653 (Leelanau County, Michigan) returns a minimal composite of 14/100. Structural exposure scores 32 and live distress 3 on the 0–100 scale. Leading the profile are construction/permit lag (66/100), structural risk (32/100), mortgage stress (9/100). mortgage stress (9/100) and institutional ownership (3/100) stay muted.

The peak-phase market in 49653 posted values that rose 3.1% over the year, and 57% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $84,954, near the U.S. median near $78,000. Around 16% of renters are cost-burdened. Roughly 5.7% live below the poverty line, a low share typical of higher-equity areas. Vacancy runs 48.1%, above the national norm and a classic distress-and-opportunity signal. There are about 1,483 housing units across 49653. Home values center near $669,800, an affordability ratio of 6.3×. On demographic stress specifically, 49653 scores 33/100. The tenure split is 97% owner-occupied to 3% rented. Educational attainment sits at 51% bachelor's-or-above. 1,813 residents call 49653 home, typically aged 59.

On the whole, 49653 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 49653 at the moment; the composite and its components are still built from verifiable public records.

Whether 49653 runs hot or quiet, its 14/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 49653 can be compared directly against any other ZIP in Leelanau County, Michigan or nationwide. 49653 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 49653 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 14/100 roll-up. Practically, 49653 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.