ZIP 49630 Foreclosure, Tax-Lien & Distress Report

ZIP 49630's composite property-distress score is 14/100 - DLRadar classes that as minimal for Leelanau County, Michigan. Leading the profile are construction/permit lag (66/100), structural risk (32/100), mortgage stress (9/100). By contrast, mortgage stress (9/100) and institutional ownership (4/100) register low. Structurally it carries 32/100, against 3/100 of stress already in motion.

The market reads peak — home values rose 3.1% year on year, and 27% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 89% of homes, renters 11%. There are about 1,376 housing units across 49630. The typical home is worth about $497,600 (4.3× income). On demographic stress specifically, 49630 scores 31/100. Population is roughly 1,484 with a median age of 63. 9.0% of residents fall below the poverty threshold. Vacancy runs 49.6%, above the national norm and a classic distress-and-opportunity signal. Around 56% of adults hold a bachelor's degree or higher. Median household income is $101,875, above the U.S. median near $78,000. Around 39% of renters are cost-burdened.

On the whole, 49630 leans distressed, with opportunity clustered in specific stressed parcels. While 49630 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 49630 read uses the identical public-record model applied coast to coast, which means its 14/100 score means exactly what it means anywhere else, and 49630 stays directly comparable to neighboring ZIPs and the rest of Leelanau County, Michigan. Every figure is auditable to a public dataset and refreshed on ingest; 49630 shows blanks, not estimates, wherever the record is sparse.

The 14/100 figure for 49630 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 49630 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.