ZIP 49630 Property Distress & Foreclosure Data

In Leelanau County, Michigan, ZIP 49630 scores 15 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (70/100), structural risk (33/100), mortgage stress (9/100). mortgage stress (9/100) and institutional ownership (3/100) stay muted. Structural risk reads 33/100 against active distress of 3/100.

Prices here sit in a expansion phase: values rose 7.0% over the trailing year, and 27% higher over three years, at 35/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 89% owner-occupied to 11% rented. There are about 1,376 housing units across 49630. A median home runs $497,600 here, or 4.3 times local income. On demographic stress specifically, 49630 scores 31/100. 1,484 residents call 49630 home, typically aged 63. Roughly 9.0% live below the poverty line. Vacancy runs 49.6%, above the national norm and a classic distress-and-opportunity signal. About 56% have a four-year degree. Households earn a median $101,875 — above the roughly $78,000 national figure. Rent burden reaches 39% of tenant households.

Taken together, 49630 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

15/100
Composite stress
33/100
Structural risk
3/100
Distress activity

Distress signal breakdown — ZIP 49630

Foreclosure activity0
Mortgage stress9
Climate / FEMA risk49
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Leelanau County

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Deterministic. Every signal traces to a public dataset · methodology