ZIP 49431 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 49431 (Mason County, Michigan) at a minimal 5/100 for overall property distress. The split runs 11/100 structural to 2/100 active on the ground. The sharpest non-environmental signals are construction/permit lag (15/100), structural risk (11/100), mortgage stress (7/100). By contrast, mortgage stress (7/100) and institutional ownership (3/100) register low.

The peak-phase market in 49431 posted values that rose 4.2% over the year, and 21% higher over three years, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $63,313 — below the roughly $78,000 national figure. Roughly 15.0% live below the poverty line. The vacancy rate is 25.0% — elevated. Rent burden reaches 32% of tenant households. The tenure split is 72% owner-occupied to 28% rented. Around 29% of adults hold a bachelor's degree or higher. On demographic stress specifically, 49431 scores 31/100. There are about 10,051 housing units across 49431. A median home runs $237,700 here, or 3.5 times local income. 17,027 residents call 49431 home, typically aged 49.

On the whole, 49431 leans distressed, with opportunity clustered in specific stressed parcels. While 49431 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 49431 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 5/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 49431, the field stays empty rather than modeled, and fills in as new documents post.

49431's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 49431 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.