ZIP 49431 Property Distress & Foreclosure Data

ZIP code 49431 in Mason County, Michigan carries a composite property-distress score of 14/100 — a minimal reading on DLRadar's deterministic public-record index. On the structural side it scores 33/100, with 2/100 of stress already active. What sets it apart are the readings on construction/permit lag (100/100), structural risk (33/100), mortgage stress (7/100). On the quiet end sit mortgage stress (7/100) and institutional ownership (3/100).

The expansion-phase market in 49431 posted values that rose 5.6% over the year, and 21% higher over three years (phase confidence 34/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $63,313, below the U.S. median near $78,000. 15.0% of residents fall below the poverty threshold. The vacancy rate is 25.0% — elevated. Around 32% of renters are cost-burdened. Owners hold 72% of homes, renters 28%. Educational attainment sits at 29% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 31/100. The ZIP holds roughly 10,051 housing units. Home values center near $237,700, an affordability ratio of 3.5× — accessible. Population is roughly 17,027 with a median age of 49.

On the whole, 49431 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.