ZIP 49644 Property Distress & Foreclosure Data

In Lake County, Michigan, ZIP 49644 scores 8 of 100 for composite distress, a minimal level on DLRadar's public-record index. On the structural side it scores 19/100, with 4/100 of stress already active. Its standout signals are construction/permit lag (51/100), structural risk (19/100), mortgage stress (13/100). On the quiet end sit mortgage stress (13/100) and institutional ownership (3/100).

The expansion-phase market in 49644 posted values that rose 6.3% over the year, and 19% higher over three years (phase confidence 37/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Educational attainment sits at 15% bachelor's-or-above. Population is roughly 1,846 with a median age of 61. Around 52% of renters are cost-burdened. Home values center near $175,400, an affordability ratio of 3.3× — accessible. Median household income is $54,286, below the U.S. median near $78,000. Owners hold 93% of homes, renters 7%. 14.5% of residents fall below the poverty threshold. The ZIP holds roughly 2,867 housing units. DLRadar's demographic-stress index for the area reads 37/100. The vacancy rate is 70.9% — elevated.

On the whole, 49644 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.