ZIP 49644 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 49644 (Lake County, Michigan) at a minimal 11/100 for overall property distress. On the structural side it scores 22/100, with 4/100 of stress already active. The sharpest non-environmental signals are institutional ownership (27/100), construction/permit lag (27/100), structural risk (22/100). On the quiet end sit structural risk (22/100) and mortgage stress (13/100).

Prices here sit in a expansion phase: values rose 5.4% over the trailing year, and 19% higher over three years, at 31/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

About 15% have a four-year degree. 1,846 residents call 49644 home, typically aged 61. Rent burden reaches 52% of tenant households. Home values center near $175,400, an affordability ratio of 3.3× — accessible. Median household income is $54,286, below the U.S. median near $78,000. The tenure split is 93% owner-occupied to 7% rented. The poverty rate is 14.5%. The ZIP holds roughly 2,867 housing units. On demographic stress specifically, 49644 scores 37/100. Vacancy runs 70.9%, above the national norm and a classic distress-and-opportunity signal.

Taken together, 49644 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 49644 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 49644 read uses the identical public-record model applied coast to coast, which means its 11/100 score means exactly what it means anywhere else, and 49644 stays directly comparable to neighboring ZIPs and the rest of Lake County, Michigan. Every figure is auditable to a public dataset and refreshed on ingest; 49644 shows blanks, not estimates, wherever the record is sparse.

The 11/100 for 49644 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 49644 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.