ZIP 49402 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 49402 (Lake County, Michigan) lands at 13/100 — minimal on DLRadar's public-record scoring. On the structural side it scores 32/100, with 3/100 of stress already active. The sharpest non-environmental signals are construction/permit lag (100/100), structural risk (32/100), mortgage stress (10/100). mortgage stress (10/100) and institutional ownership (3/100) stay muted.

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 35% higher over three years (phase confidence 36/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

On demographic stress specifically, 49402 scores 37/100. Around 69% of renters are cost-burdened. About 19% have a four-year degree. A median home runs $169,800 here, or 3.2 times local income. The ZIP holds roughly 1,469 housing units. 1,455 residents call 49402 home, typically aged 57. Households earn a median $50,563 — below the roughly $78,000 national figure. The vacancy rate is 54.8% — elevated. Roughly 13.6% live below the poverty line. The tenure split is 95% owner-occupied to 5% rented.

Taken together, 49402 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.