ZIP 49459 Foreclosure, Tax-Lien & Distress Report

Oceana County, Michigan · High Vacancy market

ZIP code 49459 in Oceana County, Michigan carries a composite property-distress score of 12/100 — a minimal reading on DLRadar's deterministic public-record index. The latent-versus-live split is 27/100 structural and 2/100 already moving. What sets it apart are the readings on construction/permit lag (63/100), structural risk (27/100), mortgage stress (8/100). mortgage stress (8/100) and institutional ownership (3/100) stay muted.

Prices here sit in a expansion phase: values rose 6.4% over the trailing year (phase confidence 37/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The vacancy rate is 44.1% — elevated. The ZIP holds roughly 925 housing units. A median home runs $108,300 here, or 1.7 times local income. Around 46% of renters are cost-burdened. About 14% have a four-year degree. On demographic stress specifically, 49459 scores 32/100. Households earn a median $57,773 — below the roughly $78,000 national figure. 1,551 residents call 49459 home, typically aged 38. Roughly 21.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 86% owner-occupied to 14% rented.

Taken together, 49459 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

12/100
Composite stress
27/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 49459

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk35
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

ZIP 49459 Stress Report snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Deterministic. Every signal traces to a public dataset · methodology