ZIP 49455 Property Distress & Foreclosure Data

In Oceana County, Michigan, ZIP 49455 scores 12 of 100 for composite distress, a minimal level on DLRadar's public-record index. The latent-versus-live split is 27/100 structural and 2/100 already moving. Its standout signals are construction/permit lag (63/100), structural risk (27/100), mortgage stress (8/100). On the quiet end sit mortgage stress (8/100) and institutional ownership (3/100).

The expansion-phase market in 49455 posted values that rose 6.4% over the year, and 18% higher over three years (phase confidence 37/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Educational attainment sits at 21% bachelor's-or-above. 12.4% of residents fall below the poverty threshold. Home values center near $177,900, an affordability ratio of 2.2× — accessible. The ZIP holds roughly 2,714 housing units. Median household income is $65,640, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 25/100. Around 16% of renters are cost-burdened. Owners hold 80% of homes, renters 20%. The vacancy rate is 29.1% — elevated. Population is roughly 5,272 with a median age of 37.

On the whole, 49455 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.