ZIP 49455 Foreclosure, Tax-Lien & Distress Report
Oceana County, Michigan · High Vacancy market
ZIP code 49455 in Oceana County, Michigan carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic distress index. The pressure is most legible in construction/permit lag (51/100), structural risk (49/100), institutional ownership (48/100). By contrast, mortgage stress (8/100) register low. Environmental exposure also runs high (flood (NFIP) exposure (72/100)). The split runs 49/100 structural to 2/100 active on the ground.
The market reads expansion — home values rose 5.5% year on year, and 18% higher over three years (phase confidence 32/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
About 21% have a four-year degree. 12.4% of residents fall below the poverty threshold. A median home runs $177,900 here, or 2.2 times local income. There are about 2,714 housing units across 49455. Households earn a median $65,640 — below the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 25/100. Rent burden reaches 16% of tenant households. 80% of housing is owner-occupied. The vacancy rate is 29.1% — elevated. 5,272 residents call 49455 home, typically aged 37.
Taken together, 49455 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 49455 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Big metro or rural, 49455 runs through one identical scoring model, so its 21/100 sits on the same scale as every other ZIP in Oceana County, Michigan and the nation. The score is rebuilt from public data as it updates, so 49455 reflects the current record instead of a stale or modeled snapshot.
The 21/100 figure for 49455 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 49455 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 49455
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 49455 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Oceana County ZIPs near 49455
Nearest ZIP codes to 49455
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Michigan distress
Other reports tied to Oceana County, Michigan — ZIP, county and statewide.
The complete 49455 distress and acquisition report
See who owns each distressed property in 49455, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Deterministic. Every signal traces to a public dataset · methodology