Oceana County, MI: Foreclosures, Tax Liens & Distressed Properties

Oceana County, Michigan is mapped parcel-to-ZIP by DLRadar's public-record distress engine. Coverage runs to 12 ZIPs across Oceana County, a low 18/100 average. Individual Oceana County ZIPs score between 8 and 23 on the 0–100 composite. County-level credit and bank headwind reads 72/100 — elevated, a sign of lender stress locally.

Currently expansion, Oceana County saw prices rise 5.5% year over year, at 32/100 phase confidence. Through the growth, some owners fall behind anyway so the laggard ZIPs are the opening.

At +5.5% YoY (32/100 confidence), well-bought parcels resell faster which speeds resale of distressed buys. Its 72/100 lender headwind favors patient capital: short sales and foreclosures accelerate.

Highest scores land in 49425 (23/100), 49437 (22/100), 49412 (20/100), 49421 (19/100), 49459 (19/100), 49420 (18/100); each opens to a full parcel breakdown. The breakdown continues through 49436, 49446, 49452, 49455, 49449, 49402 and more.

On the housing-and-income side, Oceana County's scored ZIPs show home values averaging roughly $189,842, below the US, 13.7% of households below the poverty line, 30.7% of units sitting vacant, a median age of 45.2, 87% of homes owner-occupied, household income averaging about $64,081, below the national median. Read together, they shape who sells under pressure and how fast a deal moves.

Net of it all, 18/100 over 12 ZIPs means distress here is parcel-specific rather than a blanket buy. A DLRadar subscription opens every Oceana County parcel: owner, address and APN, a distress reading, the lender on title and exit timing.

Because Oceana County, Michigan is scored on the identical public-record model used nationwide, even a quiet county is measured on one scale — letting you weigh Oceana County against neighboring markets or the rest of Michigan on equal footing.

Treat Oceana County, Michigan as a ranked list, not a single market: the spread between its strongest and weakest ZIPs is where the acquisition margin actually sits. All of it is deterministic and auditable: Oceana County's numbers come from county recorders, the courts, FHFA and FDIC, with nothing interpolated or guessed when a source is sparse.

The ZIP breakdown for Oceana County leads with 49425 (23/100), 49437 (22/100), 49412 (20/100), 49421 (19/100), 49459 (19/100), 49420 (18/100). DLRadar also scores 49436, 49446, 49452, 49455, 49449, 49402 across the county. Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.

DLRadar's composite for Oceana County blends several independent signals — foreclosure and pre-foreclosure filings, mortgage stress, tax delinquency and liens, and the bank-stress headwind of the lenders operating locally — into one 0–100 score per ZIP, so a market can rank high on one axis and low on another.