ZIP 49342 Foreclosure, Tax-Lien & Distress Report

ZIP code 49342 in Mecosta County, Michigan carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. Latent structural risk is 50/100 while live distress already moving reads 2/100. The most distinctive pressure shows up in structural risk (50/100), institutional ownership (42/100), construction/permit lag (28/100). On the quiet end sit construction/permit lag (28/100) and mortgage stress (5/100). It additionally carries heavy environmental risk: climate & FEMA risk (68/100), flood (NFIP) exposure (64/100).

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 40% higher over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

1,437 residents call 49342 home, typically aged 44. The vacancy rate is 27.9% — elevated. 81% of housing is owner-occupied. About 21% have a four-year degree. Roughly 9.1% live below the poverty line. There are about 952 housing units across 49342. A median home runs $168,300 here, or 2.8 times local income. Around 38% of renters are cost-burdened. On demographic stress specifically, 49342 scores 29/100. Households earn a median $50,132 — below the roughly $78,000 national figure.

Taken together, 49342 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 49342 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 49342 runs through one identical public-record model, so its 23/100 sits on the same scale as every other ZIP in Mecosta County, Michigan and the nation. The score is rebuilt from public data as it updates, so 49342 reflects the current record instead of a stale or modeled snapshot.

The 23/100 for 49342 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 49342 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.