Mecosta County, MI: Foreclosures, Tax Liens & Distressed Properties
Mecosta County, MI, Michigan: 17 ZIP codes scored, Mecosta County, MI averaging 21/100 (low, Mecosta, MI), from 13 to 24. Mecosta County, MI is in its peak phase (Mecosta, MI confidence 26/100): Mecosta, MI home prices up 4.2% (Mecosta, MI) over twelve months. Mecosta County, MI lender headwind: 60/100.
Highest-scoring Mecosta County, MI ZIPs: 48850 (24/100), 48886 (24/100), 49320 (24/100), 49332 (24/100), 49336 (24/100), 49342 (24/100). Also scored in Mecosta County, MI: 49346, 49307, 49338, 49305, 49337, 49340, 49639, 49631, 49679, 49310.
Across Mecosta County, MI's scored ZIPs: median home value $169,806, household income $58,142, 29.0% vacancy, 15.0% poverty, 84% owner-occupied, median age 46.0.
Mecosta County, MI insurance distress 63/100 (#833 in the US); FEMA hazard 52/100 for Mecosta, MI; 2 federal disaster declarations in Mecosta County, MI since 2023 (2 flood); 7 Mecosta, MI NFIP flood claims, $178K paid; Mecosta, MI construction distress 24/100.
8 banks with 15 branches lend in Mecosta County, MI; Mecosta, MI weighted bank stress 64/100, highest 73/100 in Mecosta, MI.
Mecosta County, MI unemployment 5.7% (Mecosta, MI -0.7 pts, six months); 147 new housing units permitted in Mecosta County, MI over twelve months, Mecosta, MI up 28% from 115; Mecosta, MI home prices +12.4% a year (Mecosta, MI) over three years.
21,139 housing units in Mecosta County, MI; 3,929 Mecosta, MI renter households; 47% of Mecosta, MI renters spend 30%+ of income on rent, 25% (Mecosta, MI) half or more.
Mecosta County, MI ranks #1,477 nationally on the opportunity index (Mecosta, MI, among all ranked counties); Mecosta, MI scores 29.5/100 and Mecosta, MI sits #48 inside Michigan. Mecosta, MI is in the early_signal opportunity phase; Mecosta, MI's primary driver is vacancy, Mecosta, MI second driver bank institutional; Mecosta, MI moved up 73 places. 9 short-sale listings across Mecosta, MI; 78 days on market observed in Mecosta, MI; 20.1% vacancy over 17 Mecosta, MI ZIPs.
No CFPB county sample covers Mecosta County, MI. The non-metro area reading for Mecosta, MI: 1.0% ninety-plus days late; Mecosta, MI's thirty-to-eighty-nine share is 2.6% (Mecosta, MI, December 2025 data); Michigan overall 0.9%.
Mecosta County, MI has 4 watched banks; 4 Mecosta, MI banks sit in an elevated band. Mecosta, MI footprints: Isabella Bank (5 branches, stress 73) in Mecosta, MI; Lake-Osceola State Bank (2 branches, stress 55) in Mecosta, MI; Independent Bank (1 branch, stress 67) in Mecosta, MI.
HUD lists 1 assisted multifamily property in Mecosta County, MI with 19 units; 19 Mecosta, MI units are assisted.
4,431 of the 21,139 housing units in Mecosta, MI sit vacant. Mecosta County, MI permitted 30 multifamily units in twelve months; Mecosta, MI's one-to-four unit structures added 117 units in Mecosta County, MI.