ZIP 48850 Property Distress & Foreclosure Data

Montcalm County, Michigan's ZIP 48850 registers 14/100 composite distress, which DLRadar reads as minimal. Climate and flood risk are elevated too — climate & FEMA risk (61/100). The latent-versus-live split is 31/100 structural and 1/100 already moving. The most distinctive pressure shows up in construction/permit lag (49/100), structural risk (31/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted.

Prices here sit in a expansion phase: values rose 5.5% over the trailing year, and 23% higher over three years (phase confidence 33/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

About 14% have a four-year degree. Roughly 11.7% live below the poverty line. Households earn a median $65,064 — below the roughly $78,000 national figure. Around 28% of renters are cost-burdened. A median home runs $178,400 here, or 2.6 times local income. On demographic stress specifically, 48850 scores 27/100. The ZIP holds roughly 2,064 housing units. The tenure split is 85% owner-occupied to 15% rented. 4,526 residents call 48850 home, typically aged 39. The vacancy rate is 18.6% — elevated.

Taken together, 48850 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.