ZIP 48888 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 48888 (Montcalm County, Michigan) lands at 23/100 — low on DLRadar's public-record scoring. On the structural side it scores 52/100, with 1/100 of stress already active. Leading the profile are structural risk (52/100), construction/permit lag (50/100), institutional ownership (41/100). mortgage stress (4/100) stay muted. It additionally carries heavy environmental risk: flood (NFIP) exposure (60/100).

The peak-phase market in 48888 posted values that rose 3.9% over the year, and 31% higher over three years (phase confidence 25/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 2,807 housing units. The demographic-stress sub-score lands at 29/100. The vacancy rate is 17.2% — elevated. About 13% have a four-year degree. 80% of housing is owner-occupied. Households earn a median $55,954 — below the roughly $78,000 national figure. Home values center near $159,300, an affordability ratio of 2.6× — accessible. Around 35% of renters are cost-burdened. Population is roughly 5,905 with a median age of 49. The poverty rate is 16.6% — high, a tax-stress and distress correlate.

Net-net, 48888 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 48888 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 48888 runs hot or quiet, its 23/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 48888 can be compared directly against any other ZIP in Montcalm County, Michigan or nationwide. The score is rebuilt from public data as it updates, so 48888 reflects the current record instead of a stale or modeled snapshot.

Behind 48888's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 48888 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.