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ZIP 49326 Foreclosure, Tax-Lien & Distress Report

Kent County, Michigan · High Vacancy market

Kent County, Michigan's ZIP 49326 registers 25/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (80/100), flood (NFIP) exposure (71/100). Leading the profile are structural risk (56/100), institutional ownership (44/100), construction/permit lag (29/100). By contrast, construction/permit lag (29/100) and mortgage stress (12/100) register low. Structural exposure scores 56 and live distress 4 on the 0–100 scale.

The market reads peak — home values rose 3.9% year on year, and 23% higher over three years, at 25/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

4,126 residents call 49326 home, typically aged 38. The typical home is worth about $226,100 (2.5× income, relatively affordable). The ZIP holds roughly 1,749 housing units. Around 25% of adults hold a bachelor's degree or higher. At $78,824, median income runs near typical U.S. levels. Around 50% of renters are cost-burdened. The vacancy rate is 20.7% — elevated. The demographic-stress sub-score lands at 28/100. 93% of housing is owner-occupied. The poverty rate is 6.6% — low.

Net-net, 49326 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 49326 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 49326 reflects the current record instead of a stale or modeled snapshot.

The 25/100 for 49326 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 49326 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

25/100
Composite stress
56/100
Structural risk
4/100
Distress activity

Distress signal breakdown — ZIP 49326

Foreclosure activity0
Mortgage stress12
Climate / FEMA risk80
9 further dimensions of distress are measured for this ZIP

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

49326 at a glance

Current distress, phase, housing and lender-pressure figures for 49326, drawn from the same report attached to each property.

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Unlock the full ZIP 49326 acquisition report

Every distressed parcel in 49326 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

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