ZIP 48829 Property Distress & Foreclosure Data

ZIP code 48829 in Montcalm County, Michigan carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic public-record index. The latent-versus-live split is 29/100 structural and 1/100 already moving. What sets it apart are the readings on construction/permit lag (44/100), structural risk (29/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted.

Prices here sit in a expansion phase: values rose 5.5% over the trailing year, and 20% higher over three years (phase confidence 33/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Around 39% of renters are cost-burdened. On demographic stress specifically, 48829 scores 29/100. The vacancy rate is 7.8%. About 14% have a four-year degree. Households earn a median $61,121 — below the roughly $78,000 national figure. The tenure split is 81% owner-occupied to 19% rented. Roughly 18.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 3,461 residents call 48829 home, typically aged 41. The ZIP holds roughly 1,399 housing units. A median home runs $151,900 here, or 2.5 times local income.

Overall, 48829 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.