ZIP 48829 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 48829 (Montcalm County, Michigan) lands at 24/100 — low on DLRadar's distress scoring. Property-level stress concentrates in structural risk (54/100), institutional ownership (47/100), construction/permit lag (45/100). By contrast, mortgage stress (4/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (70/100). The split runs 54/100 structural to 1/100 active on the ground.

The peak-phase market in 48829 posted values that rose 4.0% over the year, and 20% higher over three years, at 25/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 39% of renters are cost-burdened. On demographic stress specifically, 48829 scores 29/100. Vacancy runs 7.8%. Educational attainment sits at 14% bachelor's-or-above. Median household income is $61,121, below the U.S. median near $78,000. The tenure split is 81% owner-occupied to 19% rented. Roughly 18.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Population is roughly 3,461 with a median age of 41. The ZIP holds roughly 1,399 housing units. A median home runs $151,900 here, or 2.5 times local income.

Net-net, 48829 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 48829 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 48829 read uses the identical scoring model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 48829 stays directly comparable to neighboring ZIPs and the rest of Montcalm County, Michigan. Where the record is thin for 48829, the field stays empty rather than modeled, and fills in as new documents post.

48829's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 48829 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.