ZIP 48852 Foreclosure, Tax-Lien & Distress Report

ZIP code 48852 in Montcalm County, Michigan carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic distress index. It additionally carries heavy environmental risk: flood (NFIP) exposure (73/100). Structurally it carries 55/100, against 1/100 of stress already in motion. Leading the profile are structural risk (55/100), institutional ownership (48/100), construction/permit lag (46/100). mortgage stress (4/100) stay muted.

The market reads peak — home values rose 3.9% year on year (phase confidence 25/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 13% of adults hold a bachelor's degree or higher. A median home runs $117,700 here, or 2.0 times local income. Median household income is $46,250, below the U.S. median near $78,000. Vacancy runs 1.5%. DLRadar's demographic-stress index for the area reads 34/100. There are about 60 housing units across 48852. Population is roughly 170 with a median age of 50. Roughly 10.6% live below the poverty line. 93% of housing is owner-occupied.

Net-net, 48852 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 48852 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 48852 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 48852 can be compared directly against any other ZIP in Montcalm County, Michigan or nationwide. Where the record is thin for 48852, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 48852 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. In workflow terms, 48852 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.