ZIP 48620 Foreclosure, Tax-Lien & Distress Report
Midland County, Michigan · High Vacancy market
ZIP code 48620 in Midland County, Michigan carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic distress index. Latent structural risk is 50/100 while live distress already moving reads 1/100. What sets it apart are the readings on construction/permit lag (100/100), structural risk (50/100), institutional ownership (5/100). On the quiet end sit institutional ownership (5/100) and mortgage stress (2/100). It additionally carries heavy environmental risk: climate & FEMA risk (73/100).
The peak-phase market in 48620 posted values that rose 3.6% over the year (phase confidence 33/100). Topping markets hide individual distress behind strong averages.
The tenure split is 100% owner-occupied to 0% rented. The vacancy rate is 65.7% — elevated. At $96,786, median income runs above typical U.S. levels. There are about 89 housing units across 48620. 0.0% of residents fall below the poverty threshold. On demographic stress specifically, 48620 scores 36/100. 127 residents call 48620 home, typically aged 29. A median home runs $123,100 here, or 1.1 times local income. Around 7% of adults hold a bachelor's degree or higher.
Taken together, 48620 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 48620 is not published yet -- the ZIP-level readings above remain fully sourced.
Big metro or rural, 48620 runs through one identical scoring model, so its 22/100 sits on the same scale as every other ZIP in Midland County, Michigan and the nation. Nothing here is interpolated — where a source is thin for 48620, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 22/100 for 48620 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 48620 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 48620’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 48620 Stress Report snapshot
48620 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
More ZIPs across Midland County
Nearest ZIP codes to 48620
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Midland County, Michigan
Other reports tied to Midland County, Michigan — ZIP, county and statewide.
Open the complete 48620 acquisition file
Get every distressed property in 48620 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Each signal above is traceable to an open dataset · methodology