ZIP 48657 Foreclosure, Tax-Lien & Distress Report

In Midland County, Michigan, ZIP 48657 scores 22 of 100 for composite distress, a low level on DLRadar's distress index. The split runs 50/100 structural to 1/100 active on the ground. It additionally carries heavy environmental risk: climate & FEMA risk (73/100). The pressure is most legible in construction/permit lag (100/100), structural risk (50/100), institutional ownership (5/100). institutional ownership (5/100) and mortgage stress (2/100) stay muted.

The market reads peak — home values rose 3.6% year on year, and 25% higher over three years (phase confidence 33/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 7.7%. 12.2% of residents fall below the poverty threshold. 89% of housing is owner-occupied. At $74,964, median income runs near typical U.S. levels. About 7,700 people live here, median age 48. Educational attainment sits at 26% bachelor's-or-above. A median home runs $184,600 here, or 2.3 times local income. Around 32% of renters are cost-burdened. There are about 3,382 housing units across 48657. DLRadar's demographic-stress index for the area reads 24/100.

Net-net, 48657 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 48657 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 48657 read uses the identical scoring model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 48657 stays directly comparable to neighboring ZIPs and the rest of Midland County, Michigan. The score is rebuilt from public data as it updates, so 48657 reflects the current record instead of a stale or modeled snapshot.

The 22/100 figure for 48657 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 48657 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.