ZIP 48658 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 48658 (Arenac County, Michigan) lands at 6/100 — minimal on DLRadar's public-record scoring. The split runs 13/100 structural to 2/100 active on the ground. Its heaviest discrete signals: structural risk (13/100), construction/permit lag (10/100), mortgage stress (6/100). On the quiet end sit mortgage stress (6/100) and institutional ownership (5/100).

The market reads expansion — home values rose 5.4% year on year, and 45% higher over three years, at 29/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $52,899, below the U.S. median near $78,000. The demographic-stress sub-score lands at 28/100. Population is roughly 4,806 with a median age of 46. Around 38% of renters are cost-burdened. 11.6% of residents fall below the poverty threshold. Educational attainment sits at 14% bachelor's-or-above. There are about 2,427 housing units across 48658. The typical home is worth about $122,000 (2.1× income, relatively affordable). Vacancy runs 19.1%, above the national norm and a classic distress-and-opportunity signal. Owners hold 78% of homes, renters 22%.

Taken together, 48658 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 48658 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 6/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 48658 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 6/100 figure for 48658 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 48658 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.