Roscommon County, MI: Foreclosures, Tax Liens & Distressed Properties

Roscommon County, MI, Michigan: 7 ZIP codes scored, Roscommon County, MI averaging 24/100 (low, Roscommon, MI), from 12 to 26. Roscommon County, MI is in its expansion phase (Roscommon, MI confidence 32/100): Roscommon, MI home prices up 5.5% (Roscommon, MI) over twelve months. Roscommon County, MI lender headwind: 57/100.

Highest-scoring Roscommon County, MI ZIPs: 48627 (26/100), 48629 (26/100), 48630 (26/100), 48651 (26/100), 48656 (26/100), 48653 (24/100). Also scored in Roscommon County, MI: 48624.

Across Roscommon County, MI's scored ZIPs: median home value $155,583, household income $55,761, 56.2% vacancy, 12.2% poverty, 89% owner-occupied, median age 56.9.

Roscommon County, MI insurance distress 60/100 (#892 in the US); FEMA hazard 52/100 for Roscommon, MI; 2 federal disaster declarations in Roscommon County, MI since 2023 (2 flood); 2 Roscommon, MI NFIP flood claims, $77K paid; Roscommon, MI construction distress 67/100.

4 banks with 5 branches lend in Roscommon County, MI; Roscommon, MI weighted bank stress 58/100, highest 65/100 in Roscommon, MI.

Roscommon County, MI unemployment 6.4% (Roscommon, MI -2.8 pts, six months); 68 new housing units permitted in Roscommon County, MI over twelve months, Roscommon, MI down 17% from 82; Roscommon, MI home prices +11.8% a year (Roscommon, MI) over three years.

23,213 housing units in Roscommon County, MI; 1,796 Roscommon, MI renter households; 44% of Roscommon, MI renters spend 30%+ of income on rent, 23% (Roscommon, MI) half or more.

Roscommon County, MI ranks #87 nationally on the opportunity index (Roscommon, MI, among all ranked counties); Roscommon, MI scores 37.6/100 and Roscommon, MI sits #2 inside Michigan. Roscommon, MI is in the strong_buy opportunity phase; Roscommon, MI's primary driver is vacancy, Roscommon, MI second driver construction; Roscommon, MI moved up 7 places. 8 short-sale listings across Roscommon, MI; 60 days on market observed in Roscommon, MI; 48.3% vacancy over 7 Roscommon, MI ZIPs.

No CFPB county sample covers Roscommon County, MI. The non-metro area reading for Roscommon, MI: 1.0% ninety-plus days late; Roscommon, MI's thirty-to-eighty-nine share is 2.6% (Roscommon, MI, December 2025 data); Michigan overall 0.9%.

Roscommon County, MI has 1 watched bank; 1 Roscommon, MI bank sits in an elevated band. Roscommon, MI footprints: Mercantile Bank (1 branch, stress 52) in Roscommon, MI.

11,634 of the 23,213 housing units in Roscommon, MI sit vacant. Roscommon County, MI permitted 0 multifamily units in twelve months; Roscommon, MI's one-to-four unit structures added 68 units in Roscommon County, MI.