ZIP 49657 Foreclosure, Tax-Lien & Distress Report

ZIP code 49657 in Missaukee County, Michigan carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic public-record index. Structurally it carries 29/100, against 2/100 of stress already in motion. The sharpest non-environmental signals are construction/permit lag (58/100), structural risk (29/100), institutional ownership (28/100). On the quiet end sit institutional ownership (28/100) and mortgage stress (7/100).

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 18% higher over three years (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

Households earn a median $69,896 — near the roughly $78,000 national figure. Roughly 6.7% live below the poverty line, a low share typical of higher-equity areas. Home values center near $196,400, an affordability ratio of 2.6× — accessible. Around 38% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 28/100. Educational attainment sits at 17% bachelor's-or-above. Vacancy runs 13.3%, above the national norm and a classic distress-and-opportunity signal. Population is roughly 3,875 with a median age of 37. The ZIP holds roughly 1,613 housing units. Owners hold 79% of homes, renters 21%.

On the whole, 49657 leans distressed, with opportunity clustered in specific stressed parcels. 49657 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 49657 runs hot or quiet, its 13/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 49657 can be compared directly against any other ZIP in Missaukee County, Michigan or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 49657 shows blanks, not estimates, wherever the record is sparse.

49657's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 49657 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.