Wexford County, MI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Wexford County, MI distress report, 2026: 13 ZIPs scored in Wexford, MI, Wexford, MI average 20/100; the top Wexford, MI ZIP is 49649 at 29/100; Wexford, MI market phase peak, Wexford, MI prices +4.2% year over year.
- Wexford, MI ranks #294 nationally (opportunity index); Wexford, MI #14 in Michigan; Wexford, MI index 34.8.
- Wexford, MI: no CFPB county sample; Wexford, MI non-metro area reading 1.0%.
- Wexford, MI ZIP phases: 10 peak, 3 expansion.
- Wexford, MI residential listings tracked: 24 across 5 ZIPs; Wexford, MI candidate listings 9.
- Wexford, MI lenders on watch: 2; largest Wexford, MI footprint Mercantile Bank (2 branches).
- Wexford, MI most distressed ZIP: 49649 at 29/100.
Wexford, MI figures: DLRadar distress index; Wexford, MI inputs: CFPB, FHFA, HUD, FDIC; Wexford, MI rebuilt as sources refresh.
| Rank | Wexford, MI ZIP | Score |
|---|---|---|
| 1 | 49649 | 29/100 |
| 2 | 49620 | 27/100 |
| 3 | 49618 | 21/100 |
| 4 | 49668 | 21/100 |
| 5 | 49601 | 20/100 |
| 6 | 49638 | 20/100 |
| 7 | 49633 | 19/100 |
| 8 | 49688 | 19/100 |
| 9 | 49663 | 18/100 |
| 10 | 49625 | 16/100 |
| 11 | 49689 | 16/100 |
| 12 | 49683 | 15/100 |
Most distressed Wexford, MI ZIPs (0-100, 2026)
Mortgage delinquency around Wexford, MI
No CFPB county sample covers Wexford, MI; the non-metro area reading for Wexford, MI: 1.0% ninety-plus; Wexford, MI area thirty-to-eighty-nine 2.6% (December 2025, Wexford, MI); Michigan overall 0.9%.
Opportunity index: Wexford, MI
Wexford, MI index 34.8, Wexford, MI phase peak_opportunity; Wexford, MI primary driver vacancy, Wexford, MI second driver bank institutional. Wexford, MI components: property stress 23.7, foreclosure pressure 23.9, listing discounts 46.1, bank stress 48.5, insurance 0.0; Wexford, MI pulse 35.6; Wexford, MI capital opportunity 33.5; Wexford, MI seven-day change +0.4%.
ZIP market phases inside Wexford, MI
13 Wexford, MI ZIPs carry a price-cycle phase; Wexford, MI ZIPs by phase (Wexford, MI), deepest drawdown first: peak, +4.3% YoY (Wexford, MI): 49601, 49668; peak, +4.2% YoY (Wexford, MI): 49618, 49657, 49663; peak, +3.6% YoY (Wexford, MI): 49620; expansion, +5.4% YoY (Wexford, MI): 49625; peak, +3.2% YoY (Wexford, MI): 49633, 49649; peak, +4.5% YoY (Wexford, MI): 49638; peak, +3.7% YoY (Wexford, MI): 49683; expansion, +5.5% YoY (Wexford, MI): 49688; expansion, +5.3% YoY (Wexford, MI): 49689.
Residential listings by Wexford, MI ZIP
Wexford, MI ZIPs with the most tracked Wexford, MI residential listings: 49601 10 listings, 5 candidates, bank pressure 57; 49663 9 listings, 2 candidates, bank pressure 57; 49668 3 listings, 0 candidates, bank pressure 61; 49638 2 listings, 2 candidates, bank pressure 61 (Wexford, MI); 49618 0 listings, 0 candidates, bank pressure 58. Wexford, MI totals: 24 listings; Wexford, MI candidates 9; active ZIPs 0.
Lenders with branches in Wexford, MI
Wexford, MI lenders by branch count: Mercantile Bank (Wexford, MI): stress 52, 2 branches low in Wexford, MI; Honor Bank (Wexford, MI): stress 66, 1 branch low in Wexford, MI.
Vacancy and permits, Wexford, MI
2,889 of 16,585 Wexford, MI housing units are vacant; Wexford, MI permits, twelve months: 91 multifamily units in Wexford, MI, 65 one-to-four unit units.
Work Wexford, MI at the parcel level
Every Wexford, MI parcel carries owner and address; every Wexford, MI parcel carries APN; Wexford, MI distress scores sit on the Wexford, MI live board.
Wexford, MI figures refresh with each source.
Wexford, MI questions
Most distressed ZIP code in Wexford County, MI?
ZIP 49649 leads Wexford, MI at 29/100; next in Wexford, MI: 49620 at 27/100; the Wexford, MI average is 20/100.
Where does Wexford County, MI rank for investment opportunity?
Wexford, MI is #294 among all ranked counties, #14 in Michigan; the Wexford, MI driver is vacancy; Wexford, MI moved up 668 places.
How many mortgages are delinquent in Wexford County, MI?
Wexford, MI takes the non-metro area reading of 1.0% for December 2025; no CFPB county sample covers Wexford, MI.
Which banks lend in Wexford County, MI?
2 watched lenders hold Wexford, MI branches; the largest Wexford, MI footprints are Mercantile Bank (2), Honor Bank (1).
More on Wexford, MI
Wexford County, MI distress report: public-record figures for Wexford, MI; not legal advice for Wexford, MI; not tax or investment advice; verify every Wexford, MI record before acting.