Gladwin County, MI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Gladwin County, Michigan? DLRadar grades every Gladwin County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 21/100. Here is the 2026 Gladwin County breakdown.
- Gladwin County's most distressed ZIP is 48618 at 21/100.
- 7 ZIP codes tracked in Gladwin County, averaging 15/100 distress.
- Gladwin County reads expansion — home values up 5.5% year over year.
- Vacancy runs 23.8% across Gladwin County's tracked ZIPs, with a 12.3% poverty rate.
- The typical Gladwin County home is worth about $166,186 against a ~$58,216 median income.
- Lending headwind in Gladwin County sits at 48/100 — a forward read on distressed supply.
Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 48618 | 21/100 |
| 2 | 48628 | 21/100 |
| 3 | 48652 | 16/100 |
| 4 | 48613 | 14/100 |
| 5 | 48624 | 12/100 |
| 6 | 48612 | 11/100 |
| 7 | 48610 | 9/100 |
Most distressed ZIP codes in Gladwin County (composite distress 0-100, 2026)
What is driving Gladwin County distress
Gladwin County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 15/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Gladwin County market phase and pricing
Gladwin County currently sits in expansion after a 5.5% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Gladwin County
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Frequently asked
What is the hardest-hit ZIP in Gladwin County?
ZIP 48618 leads Gladwin County at 21/100, recomputed monthly from public records.
What stage of the price cycle is Gladwin County at?
Gladwin County reads expansion, with home prices up 5.5% year over year. Phase comes from FHFA House Price Index trajectory.
Can the Gladwin County figures be verified?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 7 Gladwin County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Gladwin County ZIP codes?
One county number flattens a wide range. Across the Gladwin County ZIPs DLRadar ranks, scores run from 21/100 in 48618 down to 9/100 in 48610, against a Gladwin County average of 15/100. The 12-point range is the argument for ZIP-level search across Gladwin County.
What do Gladwin County home values and vacancy say about distressed supply?
The typical Gladwin County home carries about $166,186 of value against a median household income near $58,216. Vacancy across Gladwin County's tracked ZIPs runs 23.8% and the poverty rate is 12.3%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Gladwin County's foreclosure and tax-lien filings and its 48/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.