ZIP 49045 Foreclosure, Tax-Lien & Distress Report

ZIP 49045's composite property-distress score is 19/100 - DLRadar classes that as low for Van Buren County, Michigan. It additionally carries heavy environmental risk: flood (NFIP) exposure (82/100). The most distinctive pressure shows up in structural risk (43/100), construction/permit lag (39/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (10/100) stay muted. The latent-versus-live split is 43/100 structural and 3/100 already moving.

The market reads expansion — home values rose 5.6% year on year, and 24% higher over three years, at 30/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 2,832 housing units. 84% of housing is owner-occupied. The poverty rate is 16.3% — high, a tax-stress and distress correlate. The vacancy rate is 20.9% — elevated. A median home runs $177,300 here, or 2.9 times local income. Households earn a median $58,328 — below the roughly $78,000 national figure. About 14% have a four-year degree. Around 29% of renters are cost-burdened. 5,109 residents call 49045 home, typically aged 49. On demographic stress specifically, 49045 scores 29/100.

On the whole, 49045 leans distressed, with opportunity clustered in specific stressed parcels. 49045 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 49045's 19/100 can be lined up against any neighbor in Van Buren County, Michigan or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 49045 reflects the current record instead of a stale or modeled snapshot.

The 19/100 figure for 49045 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 49045 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.