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ZIP 49047 Foreclosure, Tax-Lien & Distress Report

Cass County, Michigan · High Vacancy market

In Cass County, Michigan, ZIP 49047 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (86/100). What sets it apart are the readings on construction/permit lag (60/100), structural risk (46/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (10/100) stay muted. On the structural side it scores 46/100, with 3/100 of stress already active.

The expansion-phase market in 49047 posted values that rose 6.1% over the year, and 26% higher over three years, at 35/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

14,506 residents call 49047 home, typically aged 43. Households earn a median $55,469 — below the roughly $78,000 national figure. Owners hold 72% of homes, renters 28%. There are about 8,364 housing units across 49047. The typical home is worth about $181,700 (3.3× income, relatively affordable). Vacancy runs 24.6%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 33/100. About 21% have a four-year degree. Around 37% of renters are cost-burdened. The poverty rate is 19.4% — high, a tax-stress and distress correlate.

Net-net, 49047 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 49047 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 49047's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 49047 reflects the current record instead of a stale or modeled snapshot.

The 20/100 for 49047 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 49047 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

20/100
Composite stress
46/100
Structural risk
3/100
Distress activity

Signal-by-signal read on 49047

Foreclosure activity0
Mortgage stress10
Climate / FEMA risk49
Nine more distress signals are scored here

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

ZIP 49047 Stress Report snapshot

Current distress, phase, housing and lender-pressure figures for 49047, drawn from the same report attached to each property.

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Neighbouring ZIPs in Cass County

More distress data near 49047

Further distress data across Cass County, Michigan at ZIP, county and state level.

Unlock parcel-level detail for ZIP 49047

Every distressed parcel in 49047 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Each signal above is traceable to an open dataset · methodology

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