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ZIP 49095 Foreclosure, Tax-Lien & Distress Report

Cass County, Michigan · High Vacancy market

On DLRadar's 0-100 public-record scale, ZIP 49095 in Cass County, Michigan comes in at 20, a low composite-distress reading. Leading the profile are construction/permit lag (61/100), structural risk (47/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (10/100) register low. Climate and flood risk are elevated too — flood (NFIP) exposure (88/100). Structurally it carries 47/100, against 3/100 of stress already in motion.

Prices here sit in a expansion phase: values rose 6.1% over the trailing year, and 43% higher over three years, at 36/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Educational attainment sits at 21% bachelor's-or-above. Roughly 9.6% live below the poverty line. At $86,577, median income runs near typical U.S. levels. Around 12% of renters are cost-burdened. A median home runs $264,300 here, or 2.9 times local income. The demographic-stress sub-score lands at 24/100. The ZIP holds roughly 1,329 housing units. Owners hold 87% of homes, renters 13%. About 2,414 people live here, median age 53. Vacancy runs 23.4%, above the national norm and a classic distress-and-opportunity signal.

On the whole, 49095 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 49095 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 49095's 20/100 can be lined up against any neighbor in Cass County, Michigan or any ZIP coast to coast. Sparse data for 49095 shows as blanks, never estimates, and the score updates on every fresh public filing.

49095's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 49095 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

20/100
Composite stress
47/100
Structural risk
3/100
Distress activity

ZIP 49095 distress signals, scored

Foreclosure activity0
Mortgage stress10
Climate / FEMA risk47
Another 9 scored dimensions sit behind 49095

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Snapshot: 49095 by the numbers

The live 49095 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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The complete 49095 distress and acquisition report

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