ZIP 49095 Property Distress & Foreclosure Data

In Cass County, Michigan, ZIP 49095 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (57/100), structural risk (46/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (10/100). Environmental exposure also runs high (flood (NFIP) exposure (88/100)). The latent-versus-live split is 46/100 structural and 3/100 already moving.

The peak-phase market in 49095 posted values that rose 3.4% over the year, and 43% higher over three years (phase confidence 39/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Educational attainment sits at 21% bachelor's-or-above. 9.6% of residents fall below the poverty threshold. Median household income is $86,577, near the U.S. median near $78,000. Around 12% of renters are cost-burdened. Home values center near $264,300, an affordability ratio of 2.9× — accessible. DLRadar's demographic-stress index for the area reads 24/100. The ZIP holds roughly 1,329 housing units. Owners hold 87% of homes, renters 13%. Population is roughly 2,414 with a median age of 53. The vacancy rate is 23.4% — elevated.

On the whole, 49095 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.