ZIP 49120 Foreclosure, Tax-Lien & Distress Report
Berrien County, Michigan · Affordable market
On DLRadar's 0-100 distress scale, ZIP 49120 in Berrien County, Michigan comes in at 21, a low composite-distress reading. It additionally carries heavy environmental risk: climate & FEMA risk (66/100). Leading the profile are construction/permit lag (63/100), structural risk (47/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (7/100). The latent-versus-live split is 47/100 structural and 2/100 already moving.
The market reads expansion — home values rose 6.6% year on year, and 18% higher over three years, at 42/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
36,652 residents call 49120 home, typically aged 43. The tenure split is 78% owner-occupied to 22% rented. Around 37% of renters are cost-burdened. About 21% have a four-year degree. The typical home is worth about $178,400 (2.7× income, relatively affordable). The ZIP holds roughly 15,459 housing units. The vacancy rate is 5.7%. The poverty rate is 14.5%. DLRadar's demographic-stress index for the area reads 28/100. Households earn a median $61,940 — below the roughly $78,000 national figure.
Overall, 49120 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 49120 at the moment; the composite and its components are still built from verifiable records.
Because one deterministic model scores every ZIP, 49120's 21/100 can be lined up against any neighbor in Berrien County, Michigan or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed as records update; 49120 shows blanks, not estimates, wherever the record is sparse.
49120's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 49120 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Distress signal breakdown — ZIP 49120
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
49120 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 49120, the same set carried on every parcel.
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By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Michigan distress
Other reports tied to Berrien County, Michigan — ZIP, county and statewide.
See every distressed parcel in 49120
The full 49120 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Deterministic. Every signal traces to a public dataset · methodology