ZIP 49120 Property Distress & Foreclosure Data

ZIP code 49120 in Berrien County, Michigan carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (66/100). What sets it apart are the readings on construction/permit lag (48/100), structural risk (40/100), institutional ownership (11/100). institutional ownership (11/100) and mortgage stress (7/100) stay muted. Structural risk reads 40/100 against active distress of 2/100.

Prices here sit in a peak phase: values rose 4.1% over the trailing year, and 18% higher over three years, at 48/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

36,652 residents call 49120 home, typically aged 43. The tenure split is 78% owner-occupied to 22% rented. Rent burden reaches 37% of tenant households. About 21% have a four-year degree. A median home runs $178,400 here, or 2.7 times local income. There are about 15,459 housing units across 49120. Vacancy runs 5.7%. Roughly 14.5% live below the poverty line. On demographic stress specifically, 49120 scores 28/100. Households earn a median $61,940 — below the roughly $78,000 national figure.

Overall, 49120 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.