ZIP 49106 Foreclosure, Tax-Lien & Distress Report
Berrien County, Michigan · High Vacancy market
DLRadar grades ZIP 49106 (Berrien County, Michigan) at a low 23/100 for overall property distress. Structural exposure scores 52 and live distress 1 on the 0–100 scale. The sharpest non-environmental signals are construction/permit lag (66/100), structural risk (52/100), institutional ownership (13/100). By contrast, institutional ownership (13/100) and mortgage stress (4/100) register low. Environmental exposure also runs high (climate & FEMA risk (82/100)).
The expansion-phase market in 49106 posted values that rose 7.0% over the year, and 25% higher over three years, at 47/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
77% of housing is owner-occupied. The vacancy rate is 18.4% — elevated. A median home runs $262,400 here, or 3.2 times local income. Rent burden reaches 28% of tenant households. There are about 2,332 housing units across 49106. Educational attainment sits at 30% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 27/100. Roughly 7.8% live below the poverty line. About 5,086 people live here, median age 45. Median household income is $75,064, near the U.S. median near $78,000.
Taken together, 49106 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 49106 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
The number is not local guesswork: 49106's 23/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 49106 shows as blanks, never estimates, and the score updates on every fresh public filing.
49106's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 49106 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 49106
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
Snapshot: 49106 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Nearby ZIPs in Berrien County
Nearest ZIP codes to 49106
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Rules-based scoring — each signal ties to a public dataset · methodology