ZIP 49125 Foreclosure, Tax-Lien & Distress Report

In Berrien County, Michigan, ZIP 49125 scores 23 of 100 for composite distress, a low level on DLRadar's distress index. Climate and flood risk are elevated too — climate & FEMA risk (82/100). Structural exposure scores 52 and live distress 1 on the 0–100 scale. Its standout signals are construction/permit lag (66/100), structural risk (52/100), institutional ownership (13/100). institutional ownership (13/100) and mortgage stress (4/100) stay muted.

The expansion-phase market in 49125 posted values that rose 7.0% over the year, and 55% higher over three years (phase confidence 47/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

A median home runs $342,300 here, or 3.8 times local income. Roughly 15.1% live below the poverty line. Median household income is $79,688, near the U.S. median near $78,000. Rent burden reaches 33% of tenant households. There are about 1,539 housing units across 49125. Educational attainment sits at 31% bachelor's-or-above. The vacancy rate is 47.4% — elevated. On demographic stress specifically, 49125 scores 32/100. 2,051 residents call 49125 home, typically aged 55. The tenure split is 89% owner-occupied to 11% rented.

Net-net, 49125 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 49125 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 49125 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 49125 shows blanks, not estimates, wherever the record is sparse.

The 23/100 for 49125 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 49125 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.