ZIP 49127 Foreclosure, Tax-Lien & Distress Report
Berrien County, Michigan · High Vacancy market
In Berrien County, Michigan, ZIP 49127 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (82/100)). Latent structural risk is 47/100 while live distress already moving reads 1/100. The pressure is most legible in construction/permit lag (75/100), structural risk (47/100), institutional ownership (5/100). By contrast, institutional ownership (5/100) and mortgage stress (4/100) register low.
The expansion-phase market in 49127 posted values that rose 7.0% over the year, and 20% higher over three years (phase confidence 47/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
The demographic-stress sub-score lands at 23/100. Around 47% of adults hold a bachelor's degree or higher. Roughly 6.3% live below the poverty line, a low share typical of higher-equity areas. The typical home is worth about $296,900 (3.0× income, relatively affordable). Rent burden reaches 25% of tenant households. About 11,347 people live here, median age 43. 78% of housing is owner-occupied. The vacancy rate is 12.4% — elevated. Median household income is $96,781, above the U.S. median near $78,000. There are about 5,006 housing units across 49127.
On the whole, 49127 leans distressed, with opportunity clustered in specific stressed parcels. 49127 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
The 49127 read uses the identical public-record model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 49127 stays directly comparable to neighboring ZIPs and the rest of Berrien County, Michigan. The score is rebuilt from public data as it updates, so 49127 reflects the current record instead of a stale or modeled snapshot.
Each component behind 49127 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 21/100 roll-up. For an operator, 49127 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 49127
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 49127 by the numbers
Current distress, phase, housing and lender-pressure figures for 49127, drawn from the same report attached to each property.
Nearby ZIPs in Berrien County
More distress data near 49127
Other reports tied to Berrien County, Michigan — ZIP, county and statewide.
The complete 49127 distress and acquisition report
The full 49127 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology