ZIP 49085 Property Distress & Foreclosure Data

ZIP code 49085 in Berrien County, Michigan carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (82/100). What sets it apart are the readings on construction/permit lag (45/100), structural risk (36/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low. Structural exposure scores 36 and live distress 1 on the 0–100 scale.

The market reads peak — home values rose 4.6% year on year, and 22% higher over three years, at 56/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 23,575 people live here, median age 45. The typical home is worth about $304,600 (2.8× income, relatively affordable). There are about 11,552 housing units across 49085. 78% of housing is owner-occupied. The demographic-stress sub-score lands at 22/100. The poverty rate is 4.2% — low. Vacancy runs 11.3%, above the national norm and a classic distress-and-opportunity signal. At $101,763, median income runs above typical U.S. levels. Rent burden reaches 28% of tenant households. Around 49% of adults hold a bachelor's degree or higher.

Overall 49085 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.