ZIP 49022 Property Distress & Foreclosure Data

In Berrien County, Michigan, ZIP 49022 scores 17 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (81/100). The latent-versus-live split is 36/100 structural and 1/100 already moving. Its standout signals are construction/permit lag (45/100), structural risk (36/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low.

The market reads peak — home values rose 4.7% year on year, and 23% higher over three years (phase confidence 55/100). Topping markets hide individual distress behind strong averages.

At $39,859, median income runs below typical U.S. levels. Around 49% of renters are cost-burdened. The vacancy rate is 12.5% — elevated. Around 18% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 38/100. The typical home is worth about $159,600 (3.5× income, relatively affordable). 58% of housing is owner-occupied. About 29,796 people live here, median age 38. The poverty rate is 31.7% — high, a tax-stress and distress correlate. The ZIP holds roughly 14,560 housing units.

Net-net, 49022 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.