ZIP 49022 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 49022 in Berrien County, Michigan comes in at 21, a low composite-distress reading. Climate and flood risk are elevated too — climate & FEMA risk (81/100). On the structural side it scores 47/100, with 1/100 of stress already active. Its heaviest discrete signals: construction/permit lag (75/100), structural risk (47/100), institutional ownership (6/100). On the quiet end sit institutional ownership (6/100) and mortgage stress (4/100).

Prices here sit in a expansion phase: values rose 6.9% over the trailing year, and 23% higher over three years, at 46/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $39,859, below the U.S. median near $78,000. Around 49% of renters are cost-burdened. Vacancy runs 12.5%, above the national norm and a classic distress-and-opportunity signal. About 18% have a four-year degree. The demographic-stress sub-score lands at 38/100. The typical home is worth about $159,600 (3.5× income, relatively affordable). 58% of housing is owner-occupied. About 29,796 people live here, median age 38. Roughly 31.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. There are about 14,560 housing units across 49022.

On the whole, 49022 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 49022 read uses the identical public-record model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 49022 stays directly comparable to neighboring ZIPs and the rest of Berrien County, Michigan. Sparse data for 49022 shows as blanks, never estimates, and the score updates on every fresh public filing.

49022's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 49022 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.