ZIP 49111 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 49111 in Berrien County, Michigan comes in at 21, a low composite-distress reading. The latent-versus-live split is 47/100 structural and 1/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (80/100). Its heaviest discrete signals: construction/permit lag (75/100), structural risk (47/100), institutional ownership (6/100). By contrast, institutional ownership (6/100) and mortgage stress (5/100) register low.

The expansion-phase market in 49111 posted values that rose 6.9% over the year, and 5% higher over three years, at 47/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The ZIP holds roughly 1,529 housing units. DLRadar's demographic-stress index for the area reads 25/100. The vacancy rate is 17.8% — elevated. Median household income is $65,702, below the U.S. median near $78,000. 81% of housing is owner-occupied. Roughly 8.6% live below the poverty line. Home values center near $176,300, an affordability ratio of 2.5× — accessible. Rent burden reaches 23% of tenant households. Population is roughly 3,121 with a median age of 49. About 20% have a four-year degree.

On the whole, 49111 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 49111's 21/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 49111 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 21/100 figure for 49111 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 49111 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.