ZIP 49104 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 49104 (Berrien County, Michigan) returns a low composite of 21/100. The split runs 47/100 structural to 0/100 active on the ground. The sharpest non-environmental signals are construction/permit lag (75/100), structural risk (47/100), institutional ownership (5/100). institutional ownership (5/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (82/100).

The market reads expansion — home values rose 7.0% year on year (phase confidence 47/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 100% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 0/100. About 410 people live here, median age 20.

Broadly, 49104 is a steadier market — the deals are the exceptions, not the rule. Parcel-level detail for 49104 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 49104 runs through one identical public-record model, so its 21/100 sits on the same scale as every other ZIP in Berrien County, Michigan and the nation. Where the public record is thin for 49104, the field stays empty rather than modeled, and fills in as new documents post.

The 21/100 figure for 49104 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 49104 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.