ZIP 49104 Foreclosure, Tax-Lien & Distress Report
Berrien County, Michigan · Distress market
Scored on a fixed 0-100 scale, 49104 (Berrien County, Michigan) returns a low composite of 23/100. The split runs 52/100 structural to 0/100 active on the ground. The sharpest non-environmental signals are construction/permit lag (66/100), structural risk (52/100), institutional ownership (13/100). institutional ownership (13/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (82/100).
The market reads expansion — home values rose 7.0% year on year (phase confidence 47/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
Around 100% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 85/100. About 410 people live here, median age 20.
Broadly, 49104 is a steadier market — the deals are the exceptions, not the rule. Parcel-level detail for 49104 is not published yet -- the ZIP-level readings above remain fully sourced.
Big metro or rural, 49104 runs through one identical scoring model, so its 23/100 sits on the same scale as every other ZIP in Berrien County, Michigan and the nation. Where the record is thin for 49104, the field stays empty rather than modeled, and fills in as new documents post.
The 23/100 figure for 49104 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 49104 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 49104
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 49104 Stress Report snapshot
The live 49104 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Nearby ZIPs in Berrien County
Nearest ZIP codes to 49104
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Further distress data across Berrien County, Michigan at ZIP, county and state level.
Get the full acquisition report for 49104
The full 49104 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology