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ZIP 49126 Foreclosure, Tax-Lien & Distress Report

Berrien County, Michigan · Affordable market

On DLRadar's 0-100 public-record scale, ZIP 49126 in Berrien County, Michigan comes in at 21, a low composite-distress reading. It additionally carries heavy environmental risk: climate & FEMA risk (82/100). Property-level stress concentrates in construction/permit lag (75/100), structural risk (47/100), institutional ownership (5/100). On the quiet end sit institutional ownership (5/100) and mortgage stress (4/100). Structural exposure scores 47 and live distress 1 on the 0–100 scale.

The expansion-phase market in 49126 posted values that rose 7.0% over the year, and 43% higher over three years, at 47/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Population is roughly 1,633 with a median age of 37. The vacancy rate is 3.1%. The tenure split is 82% owner-occupied to 18% rented. Rent burden reaches 4% of tenant households. The typical home is worth about $151,600 (2.1× income, relatively affordable). About 17% have a four-year degree. The ZIP holds roughly 556 housing units. At $77,813, median income runs near typical U.S. levels. DLRadar's demographic-stress index for the area reads 19/100. 5.3% of residents fall below the poverty threshold.

On balance 49126 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 49126 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 49126 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 49126 reflects the current record instead of a stale or modeled snapshot.

49126's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 49126 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

21/100
Composite stress
47/100
Structural risk
1/100
Distress activity

What is driving ZIP 49126’s distress

Foreclosure activity0
Mortgage stress4
Climate / FEMA risk82
Nine more distress signals are scored here

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

Snapshot: 49126 by the numbers

A live read on 49126: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Berrien County ZIPs near 49126

More distress data near 49126

Other reports tied to Berrien County, Michigan — ZIP, county and statewide.

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Rules-based scoring — each signal ties to a public dataset · methodology

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