ZIP 49128 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 49128 (Berrien County, Michigan) lands at 21/100 — low on DLRadar's public-record scoring. The split runs 47/100 structural to 1/100 active on the ground. Its standout signals are construction/permit lag (75/100), structural risk (47/100), institutional ownership (5/100). By contrast, institutional ownership (5/100) and mortgage stress (4/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (82/100).

The expansion-phase market in 49128 posted values that rose 7.0% over the year, and 22% higher over three years, at 47/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The tenure split is 84% owner-occupied to 16% rented. Vacancy runs 23.5%, above the national norm and a classic distress-and-opportunity signal. 3,461 residents call 49128 home, typically aged 50. Rent burden reaches 39% of tenant households. The typical home is worth about $258,300 (3.4× income, relatively affordable). Educational attainment sits at 24% bachelor's-or-above. At $73,023, median income runs near typical U.S. levels. The demographic-stress sub-score lands at 29/100. The ZIP holds roughly 2,009 housing units. Roughly 6.2% live below the poverty line, a low share typical of higher-equity areas.

On the whole, 49128 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 49128 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 49128 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 49128 can be compared directly against any other ZIP in Berrien County, Michigan or nationwide. Sparse data for 49128 shows as blanks, never estimates, and the score updates on every fresh public filing.

49128's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 49128 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.