Berrien County, MI: Foreclosures, Tax Liens & Distressed Properties

Berrien County, MI, Michigan: 24 ZIP codes scored, Berrien County, MI averaging 23/100 (low, Berrien, MI), from 17 to 23. Berrien County, MI is in its expansion phase (Berrien, MI confidence 47/100): Berrien, MI home prices up 7.0% (Berrien, MI) over twelve months. Berrien County, MI lender headwind: 51/100.

Highest-scoring Berrien County, MI ZIPs: 49022 (23/100), 49084 (23/100), 49085 (23/100), 49101 (23/100), 49102 (23/100), 49103 (23/100). Also scored in Berrien County, MI: 49104, 49106, 49107, 49111, 49113, 49115, 49116, 49117, 49119, 49125.

Across Berrien County, MI's scored ZIPs: median home value $253,286, household income $66,691, 27.0% vacancy, 10.2% poverty, 79% owner-occupied, median age 47.0.

Berrien County, MI insurance distress 18/100 (#2,380 in the US); FEMA hazard 0/100 for Berrien, MI; 1 Berrien, MI NFIP flood claims, $5K paid; Berrien, MI construction distress 65/100.

8 banks with 33 branches lend in Berrien County, MI; Berrien, MI weighted bank stress 59/100, highest 90/100 in Berrien, MI.

Berrien County, MI unemployment 4.8% (Berrien, MI -0.1 pts, six months); 337 new housing units permitted in Berrien County, MI over twelve months, Berrien, MI down 16% from 399; Berrien, MI home prices +10.5% a year (Berrien, MI) over three years.

77,276 housing units in Berrien County, MI; 17,340 Berrien, MI renter households; 45% of Berrien, MI renters spend 30%+ of income on rent, 24% (Berrien, MI) half or more.

Berrien County, MI ranks #2,080 nationally on the opportunity index (Berrien, MI, among all ranked counties); Berrien, MI scores 27.4/100 and Berrien, MI sits #61 inside Michigan. Berrien, MI is in the weak opportunity phase; Berrien, MI's primary driver is vacancy, Berrien, MI second driver construction; Berrien, MI moved down 429 places. 4 short-sale listings across Berrien, MI; 68 days on market observed in Berrien, MI; 14.8% vacancy over 24 Berrien, MI ZIPs.

0.5% of Berrien County, MI mortgages were ninety-plus days late in December 2025; Berrien, MI's thirty-to-eighty-nine-day share was 2.0% (CFPB county sample). Berrien, MI's ninety-day rate is down 0.6 points on twelve months earlier; the Berrien, MI peak since 2008 was 4.3% in February 2010; Michigan overall reads 0.9%.

Berrien County, MI has 1 watched bank; 1 Berrien, MI bank sits in an elevated band. Berrien, MI footprints: Sturgis Bank&Trust Co (3 branches, stress 77) in Berrien, MI.

HUD lists 10 assisted multifamily properties in Berrien County, MI with 810 units; 553 Berrien, MI units are assisted, 5 Berrien, MI properties under project-based Section 8.

13,277 of the 77,276 housing units in Berrien, MI sit vacant. Berrien County, MI permitted 10 multifamily units in twelve months; Berrien, MI's one-to-four unit structures added 327 units in Berrien County, MI.