ZIP 49084 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 49084 in Berrien County, Michigan comes in at 21, a low composite-distress reading. Climate and flood risk are elevated too — climate & FEMA risk (82/100). Structural risk reads 47/100 against active distress of 1/100. Property-level stress concentrates in construction/permit lag (75/100), structural risk (47/100), institutional ownership (5/100). On the quiet end sit institutional ownership (5/100) and mortgage stress (4/100).

The market reads expansion — home values rose 7.0% year on year, at 47/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $41,875, median income runs below typical U.S. levels. Home values center near $165,000, an affordability ratio of 4.0×. Roughly 2.6% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 47.2% — elevated. The demographic-stress sub-score lands at 44/100. About 38 people live here, median age 41. Around 100% of renters are cost-burdened. Owners hold 68% of homes, renters 32%. Around 18% of adults hold a bachelor's degree or higher. The ZIP holds roughly 31 housing units.

Taken together, 49084 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 49084 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 49084 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 49084 can be compared directly against any other ZIP in Berrien County, Michigan or nationwide. The score is rebuilt from public data as it updates, so 49084 reflects the current record instead of a stale or modeled snapshot.

Behind 49084's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 49084 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.