ZIP 49101 Foreclosure, Tax-Lien & Distress Report
Berrien County, Michigan · Distress market
Berrien County, Michigan's ZIP 49101 registers 23/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (climate & FEMA risk (82/100)). On the structural side it scores 52/100, with 1/100 of stress already active. Its heaviest discrete signals: construction/permit lag (66/100), structural risk (52/100), institutional ownership (13/100). institutional ownership (13/100) and mortgage stress (4/100) stay muted.
The expansion-phase market in 49101 posted values that rose 7.0% over the year, and 46% higher over three years (phase confidence 47/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
Vacancy runs 5.4%. 2,939 residents call 49101 home, typically aged 49. The tenure split is 85% owner-occupied to 15% rented. DLRadar's demographic-stress index for the area reads 23/100. The poverty rate is 4.5% — low. About 26% have a four-year degree. Households earn a median $70,167 — near the roughly $78,000 national figure. A median home runs $252,100 here, or 3.2 times local income. Rent burden reaches 21% of tenant households. There are about 1,380 housing units across 49101.
On balance 49101 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Big metro or rural, 49101 runs through one identical scoring model, so its 23/100 sits on the same scale as every other ZIP in Berrien County, Michigan and the nation. Every figure is auditable to a public dataset and refreshed as records update; 49101 shows blanks, not estimates, wherever the record is sparse.
The 23/100 for 49101 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 49101 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
ZIP 49101 distress signals, scored
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 49101 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 49101, drawn from the same report attached to each property.
Neighbouring ZIPs in Berrien County
Nearest ZIP codes to 49101
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Michigan distress
Other reports tied to Berrien County, Michigan — ZIP, county and statewide.
Open the complete 49101 acquisition file
Open 49101 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Each signal above is traceable to an open dataset · methodology