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ZIP 49113 Foreclosure, Tax-Lien & Distress Report

Berrien County, Michigan · Affordable market

DLRadar grades ZIP 49113 (Berrien County, Michigan) at a low 21/100 for overall property distress. Latent structural risk is 47/100 while live distress already moving reads 1/100. Environmental exposure also runs high (climate & FEMA risk (82/100)). Property-level stress concentrates in construction/permit lag (75/100), structural risk (47/100), institutional ownership (5/100). By contrast, institutional ownership (5/100) and mortgage stress (4/100) register low.

Prices here sit in a expansion phase: values rose 7.0% over the trailing year, and 43% higher over three years (phase confidence 47/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The typical home is worth about $171,600 (2.7× income, relatively affordable). On demographic stress specifically, 49113 scores 33/100. The vacancy rate is 7.4%. Roughly 14.8% live below the poverty line. Owners hold 79% of homes, renters 21%. The ZIP holds roughly 839 housing units. 1,758 residents call 49113 home, typically aged 44. Around 12% of adults hold a bachelor's degree or higher. Around 68% of renters are cost-burdened. Households earn a median $58,295 — below the roughly $78,000 national figure.

On balance 49113 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 49113 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 49113 runs through one identical public-record model, so its 21/100 sits on the same scale as every other ZIP in Berrien County, Michigan and the nation. Sparse data for 49113 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 49113's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 49113 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

21/100
Composite stress
47/100
Structural risk
1/100
Distress activity

Signal-by-signal read on 49113

Foreclosure activity0
Mortgage stress4
Climate / FEMA risk82
Another 9 scored dimensions sit behind 49113

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

Snapshot: 49113 by the numbers

Real-time distress, cycle phase, housing and bank-stress readings for 49113, the same set carried on every parcel.

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