ZIP 46552 Property Distress & Foreclosure Data

In St. Joseph County, Indiana, ZIP 46552 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (84/100). Its standout signals are construction/permit lag (56/100), structural risk (40/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. Structural exposure scores 40 and live distress 1 on the 0–100 scale.

Prices here sit in a peak phase: values rose 3.9% over the trailing year, and 26% higher over three years, at 37/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 16.3%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $237,900 (2.7× income, relatively affordable). Rent burden reaches 22% of tenant households. 84% of housing is owner-occupied. Around 30% of adults hold a bachelor's degree or higher. The poverty rate is 4.1% — low. There are about 3,039 housing units across 46552. At $79,464, median income runs near typical U.S. levels. 6,665 residents call 46552 home, typically aged 40. The demographic-stress sub-score lands at 23/100.

Taken together, 46552 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.