ZIP 46552 Foreclosure, Tax-Lien & Distress Report
St. Joseph County, Indiana · High Vacancy market
ZIP code 46552 in St. Joseph County, Indiana carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (84/100). Its standout signals are structural risk (44/100), institutional ownership (31/100), construction/permit lag (26/100). By contrast, construction/permit lag (26/100) and mortgage stress (3/100) register low. Latent structural risk is 44/100 while live distress already moving reads 1/100.
The expansion-phase market in 46552 posted values that rose 6.4% over the year, and 26% higher over three years (phase confidence 35/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
Vacancy runs 16.3%, above the national norm and a classic distress-and-opportunity signal. A median home runs $237,900 here, or 2.7 times local income. Around 22% of renters are cost-burdened. The tenure split is 84% owner-occupied to 16% rented. Around 30% of adults hold a bachelor's degree or higher. 4.1% of residents fall below the poverty threshold. The ZIP holds roughly 3,039 housing units. At $79,464, median income runs near typical U.S. levels. 6,665 residents call 46552 home, typically aged 40. DLRadar's demographic-stress index for the area reads 23/100.
Net-net, 46552 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 46552 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Whether 46552 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 46552 can be compared directly against any other ZIP in St. Joseph County, Indiana or nationwide. Sparse data for 46552 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 21/100 figure for 46552 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 46552 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Distress signal breakdown — ZIP 46552
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
46552 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 46552, the same set carried on every parcel.
Nearby ZIPs in St. Joseph County
Keep exploring Indiana distress
Additional distress intelligence spanning St. Joseph County, Indiana by ZIP, county and state.
The complete 46552 distress and acquisition report
Pull every distressed parcel in 46552 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.
No modelling: every input is a public record · methodology