ZIP 46619 Foreclosure, Tax-Lien & Distress Report
St. Joseph County, Indiana · High Poverty market
Composite property distress in 46619 (St. Joseph County, Indiana) lands at 19/100 — low on DLRadar's distress scoring. Environmental exposure also runs high (climate & FEMA risk (86/100), FEMA disaster exposure (60/100)). The most distinctive pressure shows up in structural risk (38/100), institutional ownership (33/100), mortgage stress (3/100). On the quiet end sit institutional ownership (33/100) and mortgage stress (3/100). Structural risk reads 38/100 against active distress of 1/100.
Prices here sit in a expansion phase: values rose 6.1% over the trailing year, and 14% higher over three years (phase confidence 36/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Population is roughly 21,179 with a median age of 38. The poverty rate is 21.9% — high, a tax-stress and distress correlate. A median home runs $105,400 here, or 2.1 times local income. There are about 8,744 housing units across 46619. Vacancy runs 11.0%. Median household income is $46,679, below the U.S. median near $78,000. The tenure split is 73% owner-occupied to 27% rented. The demographic-stress sub-score lands at 31/100. Around 14% of adults hold a bachelor's degree or higher. Rent burden reaches 45% of tenant households.
Net-net, 46619 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 46619's 19/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 46619 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Behind 46619's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 46619 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
ZIP 46619 distress signals, scored
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
Snapshot: 46619 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 46619, the same set carried on every parcel.
Nearby ZIPs in St. Joseph County
Nearest ZIP codes to 46619
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Indiana distress
Other reports tied to St. Joseph County, Indiana — ZIP, county and statewide.
See every distressed parcel in 46619
The full 46619 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology