ZIP 46619 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 46619 (St. Joseph County, Indiana) lands at 21/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (86/100)). The most distinctive pressure shows up in structural risk (42/100), institutional ownership (28/100), construction/permit lag (23/100). On the quiet end sit construction/permit lag (23/100) and mortgage stress (3/100). Structural risk reads 42/100 against active distress of 1/100.

Prices here sit in a expansion phase: values rose 6.1% over the trailing year, and 14% higher over three years (phase confidence 36/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 21,179 with a median age of 38. The poverty rate is 21.9% — high, a tax-stress and distress correlate. A median home runs $105,400 here, or 2.1 times local income. There are about 8,744 housing units across 46619. Vacancy runs 11.0%. Median household income is $46,679, below the U.S. median near $78,000. The tenure split is 73% owner-occupied to 27% rented. The demographic-stress sub-score lands at 31/100. Around 14% of adults hold a bachelor's degree or higher. Rent burden reaches 45% of tenant households.

Net-net, 46619 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 46619's 21/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 46619 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 46619's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 46619 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.