ZIP 46619 Property Distress & Foreclosure Data

ZIP code 46619 in St. Joseph County, Indiana carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (86/100). What sets it apart are the readings on construction/permit lag (59/100), structural risk (41/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. Structural exposure scores 41 and live distress 1 on the 0–100 scale.

The market reads peak — home values rose 3.4% year on year, and 14% higher over three years, at 39/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 21,179 people live here, median age 38. 21.9% of residents fall below the poverty threshold. Home values center near $105,400, an affordability ratio of 2.1× — accessible. There are about 8,744 housing units across 46619. Vacancy runs 11.0%. Median household income is $46,679, below the U.S. median near $78,000. Owners hold 73% of homes, renters 27%. DLRadar's demographic-stress index for the area reads 31/100. Educational attainment sits at 14% bachelor's-or-above. Rent burden reaches 45% of tenant households.

Net-net, 46619 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.