ZIP 46550 Property Distress & Foreclosure Data

Elkhart County, Indiana's ZIP 46550 registers 16/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (75/100). The most distinctive pressure shows up in structural risk (36/100), construction/permit lag (21/100), institutional ownership (11/100). By contrast, institutional ownership (11/100) and mortgage stress (6/100) register low. Structural risk reads 36/100 against active distress of 2/100.

The market reads peak — home values rose 4.8% year on year, and 21% higher over three years, at 38/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 4,902 housing units across 46550. DLRadar's demographic-stress index for the area reads 31/100. About 12,442 people live here, median age 32. 8.9% of residents fall below the poverty threshold. Vacancy runs 6.9%. Median household income is $80,403, near the U.S. median near $78,000. Home values center near $281,600, an affordability ratio of 2.9× — accessible. Educational attainment sits at 9% bachelor's-or-above. Owners hold 70% of homes, renters 30%. Rent burden reaches 43% of tenant households.

Overall 46550 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.