ZIP 46550 Foreclosure, Tax-Lien & Distress Report
Elkhart County, Indiana · Distress market
Scored purely from public records, 46550 (Elkhart County, Indiana) returns a low composite of 23/100. It additionally carries heavy environmental risk: climate & FEMA risk (75/100), flood (NFIP) exposure (61/100). What sets it apart are the readings on construction/permit lag (52/100), structural risk (52/100), institutional ownership (27/100). On the quiet end sit institutional ownership (27/100) and mortgage stress (6/100). The split runs 52/100 structural to 2/100 active on the ground.
The market reads peak — home values rose 4.7% year on year, and 21% higher over three years, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The ZIP holds roughly 4,902 housing units. The demographic-stress sub-score lands at 31/100. About 12,442 people live here, median age 32. 8.9% of residents fall below the poverty threshold. The vacancy rate is 6.9%. At $80,403, median income runs near typical U.S. levels. The typical home is worth about $281,600 (2.9× income, relatively affordable). Educational attainment sits at 9% bachelor's-or-above. Owners hold 70% of homes, renters 30%. Rent burden reaches 43% of tenant households.
Overall 46550 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Whether 46550 runs hot or quiet, its 23/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 46550 can be compared directly against any other ZIP in Elkhart County, Indiana or nationwide. Nothing here is interpolated — where a source is thin for 46550, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Each component behind 46550 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 23/100 roll-up. For an operator, 46550 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 46550
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 46550 by the numbers
Current distress, phase, housing and lender-pressure figures for 46550, drawn from the same report attached to each property.
Elkhart County ZIPs near 46550
More distress data near 46550
Further distress data across Elkhart County, Indiana at ZIP, county and state level.
See every distressed parcel in 46550
Pull every distressed parcel in 46550 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.
Rules-based scoring — each signal ties to a public dataset · methodology