ZIP 46504 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 46504 in Marshall County, Indiana comes in at 20, a low composite-distress reading. Its heaviest discrete signals: structural risk (43/100), institutional ownership (42/100), construction/permit lag (42/100). On the quiet end sit mortgage stress (14/100). Climate and flood risk are elevated too — FEMA disaster exposure (67/100). The latent-versus-live split is 43/100 structural and 4/100 already moving.

The peak-phase market in 46504 posted values that rose 4.3% over the year, and 19% higher over three years, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 1,385 housing units across 46504. About 16% have a four-year degree. DLRadar's demographic-stress index for the area reads 24/100. Around 28% of renters are cost-burdened. The typical home is worth about $184,300 (2.0× income, relatively affordable). About 3,391 people live here, median age 33. Roughly 9.6% live below the poverty line. 84% of housing is owner-occupied. Households earn a median $83,712 — near the roughly $78,000 national figure. Vacancy runs 7.5%.

On balance, 46504 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. 46504 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 46504 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 46504 can be compared directly against any other ZIP in Marshall County, Indiana or nationwide. Nothing here is interpolated — where a source is thin for 46504, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 20/100 figure for 46504 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 46504 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.